If you’ve been house hunting in Bemidji, you know how fast the good ones go—and this might be the one you’ve been waiting for.

Located at 2717 Calihan Ave NE, this 4-bedroom, 3-bathroom home has been tastefully updated, is move-in ready, and checks all the boxes for comfortable living in town.

🔍 Here’s what stands out:

• Price: $304,900
  
  

• Size: 2,464 SqFt
  
  

• Location: Close to schools, shopping, and everything Bemidji has to offer
  
  

• Custom kitchen with modern finishes
  
  

• New tile and carpet throughout
  
  

• A fully fenced backyard with a screened-in porch
  
  

• Attached oversized garage and a cozy wood-burning fireplace
  
  

• New central air for summer comfort
  
  

🎥 Watch the Full Walk-Through Tour

Tyler filmed a full video tour of the property so you can walk through the entire home from the comfort of your couch. Whether you’re relocating to Bemidji, upgrading locally, or just love checking out local homes—this is one you’ll want to see.

👉 Click here to watch the video on YouTube or press play below:

💬 Want to schedule a private showing?

If you have any questions or want to see the home in person, feel free to reach out.

Call/Text us for a private showing! ☎️ Tyler: 218-308-1230 ☎️ Steve: 218-766-9126 ☎️ Steph: 218-766-6214 ☎️ Jolene: 218-556-0418

And if you’re not in the market right now but know someone who might be—feel free to share the video with them!

Bemidji just got a fantastic new addition to its dining scene, and we couldn’t wait to check it out! Blue Oyster Bemidji has officially opened its doors inside the 4th St Lodge, offering a fresh and flavorful menu with something for everyone. Our team recently stopped by for a meal, and we were beyond impressed with both the food and the atmosphere.

But Blue Oyster isn’t the only thing that makes the 4th St Lodge a must-visit. This beautifully restored building is also home to The Loft Event Center, a stylish space for weddings and gatherings, and Fourth Street Lofts, boutique-style Airbnb rentals perfect for visitors looking to stay in the heart of Bemidji. Whether you're a local or just passing through, this spot has it all!

First Impressions

The moment we walked into Blue Oyster Bemidji, we knew we were in for a treat. The restaurant has a cozy yet modern feel, making it perfect for everything from casual lunches to date nights. The staff was incredibly friendly and attentive, and the service made our experience even better.

The Menu: A Delicious Mix of Comfort and Creativity

The menu at Blue Oyster Bemidji offers a diverse selection of dishes, blending classic comfort food with bold and creative flavors. Whether you’re in the mood for a gourmet burger, a hearty sandwich, a flavorful pasta dish, or a globally inspired entrée, you’re sure to find something that hits the spot.

What We Ordered

Our team sampled a variety of dishes, and every single one was a winner!

🍗 Tyler tried the Teriyaki Chicken Sandwich, a mouthwatering mix of pulled chicken, mushrooms, onions, Swiss cheese, and teriyaki sauce on a toasted ciabatta bun.

🥪 Steph & Jolene went for the Ham 'n Turkey Melt, featuring bacon, cheddar cheese, and cranberry mayo—a perfect balance of sweet and savory flavors!

🍔 Steve took on the Hangover Burger, stacked with bacon, a fried egg, cheddar cheese, tater tots, and hollandaise mayo. The ultimate comfort food!

Other Menu Favorites to Try

We only scratched the surface of the menu, but here are a few more standout dishes we can’t wait to try next time:

🥩 Steak Sandwich – Swiss cheese, mushrooms, onions, and horseradish-mustard sauce on a hoagie.

🍤 Bourbon Street Pasta – Shrimp, sausage, chicken, mushrooms, and onions in a creamy Bourbon sauce.

🍛 Massaman Beef – A rich and flavorful Thai-inspired beef stew with potatoes, crushed peanuts, and garlic bread.

🍄 Gourmet Mushroom Rice Pot – A must-try mushroom dish, steamed in a clay pot and topped with a fried egg.

🦞 Khaosoi (Chicken or Lobster) – Northern Thai curry pasta topped with crispy egg noodles.

More Than Just a Restaurant – The Full 4th St Lodge Experience

What makes Blue Oyster Bemidji even more special is its location inside 4th St Lodge, a multi-purpose space that brings together dining, event hosting, and boutique accommodations all under one roof.

✨ The Loft Event Center – Need a venue for a wedding, party, or corporate event? The Loft Event Center offers a beautiful, modern space for hosting all kinds of gatherings, right in the same building.

🛏️ Fourth Street Lofts – Visiting Bemidji? Fourth Street Lofts offers unique, Airbnb-style rooms that provide a boutique hotel experience. Whether you’re in town for an event, a weekend getaway, or just exploring the area, these stylish rentals make for the perfect stay.

Having all of these elements in one space makes 4th St Lodge a true gem in Bemidji, offering an experience unlike anything else in town!

Final Thoughts

If you haven’t been to Blue Oyster Bemidji yet, now’s the time! Whether you’re grabbing a meal, planning an event, or looking for a unique place to stay, this new hotspot is worth checking out.

📍 Location: 4th St Lodge, Bemidji
📞 Reservations: 218-333-1565

Have you been to Blue Oyster Bemidji yet? Let us know what you ordered in the comments!

If you’ve been thinking about selling your home, 2025 could be the perfect time to make your move. According to a recent NerdWallet survey, 15% of Americans are planning to buy a home this year—the highest percentage recorded in this survey (see graph below).

What Does This Mean for the Bemidji Market?

For the past few years, buyer demand has been hovering between 9-11%, but this recent jump suggests that more people are ready to make a move. That demand isn’t just happening in big cities—it’s relevant here in Bemidji and Northern Minnesota too. We’ve already seen more interest from buyers who put their plans on hold due to higher mortgage rates or uncertainty about the market.

Now, whether that means we’re in for a massive surge of buyers like we saw a few years ago remains to be seen. But one thing is clear—there’s more activity in the market, and that’s a great opportunity for sellers.

Buyers Are Already Looking

Another key takeaway from the NerdWallet survey? 54% of potential buyers have already started looking at homes online.

That means many of them will be ready to make a move this spring and summer, during the peak homebuying season. If you’re planning to sell, getting your home on the market sooner rather than later ensures it will be seen by the most buyers while demand is strong.

Want a Closer Look at the Market?

In this video, Tyler breaks down the latest trends in the market and what they mean for buyers and sellers here in Bemidji:

How To Take Advantage of This Trend

If you’re considering selling your home in Bemidji, having the right strategy matters. Here’s how you can set yourself up for success:

✅ Price it Right – Homes that are priced correctly from the start generate the most interest and offers.
✅ Prep for Showings – Small updates and professional photos can make a big impact.
✅ Market It Well – A strong online presence, targeted ads, and exposure to the right buyers can make all the difference.

Bottom Line

More buyers are jumping back into the market, and if you’re thinking about selling, now is the time to start planning. The right pricing, marketing, and timing can help your home stand out and sell for top dollar.

Curious about what your home could sell for in today’s market? Let’s chat and put together a game plan!

☎️ Steve: 218-766-9126

☎️ Tyler: 218-308-1230

☎️ Steph: 218-766-6214

☎️ Jolene: 218-556-0418

Housing prices are higher than ever, and for many, buying a home feels out of reach. So, what’s being done about it? Tyler breaks it all down in this short video, covering:

• Why homes are so expensive right now.

• How federal and local programs are tackling the issue.

• What Minnesota is doing to help homebuyers and sellers.

If you’re looking to buy, sell, or just understand what’s going on in the market, this video has the answers.

Let us know your thoughts or questions in the comments!

Buying your first home is a huge milestone—and for many, it’s one of the most exciting goals to achieve. But let’s be honest: the process can feel overwhelming, especially when you start thinking about saving for a down payment, figuring out your budget, and navigating the home-buying process.

The good news? It’s more achievable than you might think.

Tyler recently put together a video breaking down the key things you need to know to make buying your first home in 2025 feel doable. From low down payment options to grants and savings strategies, this video is packed with insights to help you get started on the right foot.

What You’ll Learn in This Video

In the video, Tyler covers:

• How you can buy a home with less than 20% down: Did you know that you might only need 3%, 3.5%, or even 0% for a down payment? I explain how programs like FHA, VA, and USDA loans can make homeownership more accessible.

• Grants and assistance programs that can help: Many state and federal grants are available to help first-time buyers with their down payment or closing costs.

• Smart saving strategies: From automating your savings to making small changes in your budget, I share tips to help you save for your dream home faster.

• Why “time in the market” beats “timing the market”: Waiting for the “perfect time” to buy might end up costing you more. I break down why starting sooner can be a smarter move.

Key Takeaways

1. You Don’t Need 20% Down
A big myth about homeownership is that you need to save a huge down payment to get started. That’s not true! With programs like FHA loans (3.5% down), VA loans (0% down for veterans), and USDA loans (0% down for rural areas), getting into your first home is more affordable than you think.

2. Grants and Assistance Programs Can Help
Many states (including Minnesota!) offer grants to help first-time buyers bridge the gap for their down payment or closing costs. These programs can save you thousands of dollars and make the process feel less daunting.

3. Start Saving Smarter
From automating transfers to a dedicated savings account to cutting back on unnecessary expenses, there are plenty of ways to save faster. Every little bit adds up when you’re working toward a big goal like buying a home.

4. Time Is On Your Side
Owning a home is one of the best ways to build wealth over time. The longer you wait, the more you risk paying higher prices or missing out on building equity. The key is to start when you’re financially ready—not waiting for the “perfect time.”

Ready to Take the First Step?

If you’re serious about buying your first home in 2025, this video is a must-watch. It’s packed with actionable tips to help you feel confident and prepared for the journey ahead.

If you have questions about the home-buying process or want to explore your options, we’d love to help. Feel free to reach out—We're here to guide you every step of the way!

Let’s make 2025 the year you become a homeowner.

Are you curious about what’s ahead for the housing market in 2025? More importantly, what do the trends mean for you if you’re planning to buy or sell a home in Bemidji? The best way to stay informed is by leaning on local real estate experts who know our market inside and out.

Housing market predictions are constantly evolving, so here’s the latest on two key factors expected to shape the year: mortgage rates and home prices.

Will Mortgage Rates Come Down in 2025?

Mortgage rates are the big question on everyone’s mind. The good news? Experts expect rates to drop slightly in 2025. However, we’re unlikely to see a return to the historically low rates of 3-4%. Instead, most forecasts suggest rates will settle in the mid-to-low 6% range by the end of the year.

Here’s what Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), has to say:

“Are we going to go back to 4%? Per my forecast, unfortunately, we will not. It’s more likely that we’ll go back to 6%.”

Remember, mortgage rate predictions depend on factors like inflation and overall economic trends. Rates could still see ups and downs throughout the year, so it’s essential to stay focused on the bigger picture rather than timing the market perfectly.

Working with a trusted lender and real estate agent in Bemidji will give you access to the most up-to-date information, helping you understand how even small changes in rates could impact your monthly payment.

Will Home Prices in Bemidji Fall?

The short answer? Not likely. While mortgage rates may ease, home prices in Bemidji are expected to continue rising—just at a slower, more sustainable pace. On average, experts predict prices will climb around 3% in 2025.

This is a significant shift from the rapid price jumps we saw in previous years, offering some stability for buyers. Even though prices are rising, they’re doing so at a pace that’s more manageable. For sellers, this means your property will likely continue to gain value.

So why are prices still climbing? It comes down to supply and demand. Bemidji, like many other markets, doesn’t have enough homes for sale to meet buyer demand. As Redfin explains:

“Prices will rise at a pace similar to that of the second half of 2024 because we don’t expect there to be enough new inventory to meet demand.”

That said, real estate is hyper-local. Some neighborhoods in Bemidji may see faster price growth, while others could stabilize or experience minor dips depending on inventory levels. A local real estate expert can provide insights into what’s happening in your specific area.

What Does This Mean for Buyers and Sellers in Bemidji?

For buyers:

• Focus on what you can afford now, rather than waiting for rates to drop further.

• Any home you purchase now is likely to grow in value over time.

For sellers:

• With prices continuing to rise, your property is a valuable asset in a competitive market.

• Partnering with a knowledgeable agent ensures you get the best price for your home.

Bottom Line

The Bemidji housing market in 2025 is shaping up to be more stable, with mortgage rates easing slightly and home prices rising at a more manageable pace. Staying informed is the key to making confident decisions.

Let’s connect to discuss how these trends impact your plans. Whether you’re buying or selling in Bemidji, we’re here to guide you every step of the way.

☎️ Steve: 218-766-9126

☎️ Tyler: 218-308-1230

☎️ Steph: 218-766-6214

☎️ Jolene: 218-556-0418

If you're a homeowner in Bemidji or thinking about selling your home, adding eco-friendly features is more than just a trend—it’s a smart investment. Green home upgrades not only help the environment but can also boost your home’s value and attract eco-conscious buyers. Here’s why going green could pay off big in today’s housing market.

Why Eco-Friendly Features Matter

As more buyers prioritize sustainability, homes with energy-efficient upgrades and environmentally friendly features are standing out. According to recent studies, homes with green certifications or features often sell for a higher price than homes without them. In fact, energy efficiency is now considered a key selling point for many buyers.

Whether it’s a new HVAC system, energy-efficient windows, or smart home technology, these upgrades can make your home more appealing and reduce energy costs for the future owner. This win-win situation is why many buyers are willing to pay more for a property that’s already eco-friendly.

Popular Eco-Friendly Features Buyers Love

1. Energy-Efficient Windows and Doors
   Replacing old windows and doors with energy-efficient options can significantly lower utility bills. Plus, they improve your home’s insulation, making it more comfortable year-round—something we all appreciate during Minnesota’s cold winters.

2. Solar Panels
   Though solar panels are expensive and not overly common in our area at the moment, they do come with some real upsides. They can generate significant savings over time and are becoming more popular as buyers become increasingly eco-conscious. That said, they’re not yet a huge selling point in Bemidji, but their appeal is growing. If you’re planning to stay in your home for several years, installing solar panels might still be worth considering.

3. Smart Home Technology
   From programmable thermostats to energy-efficient lighting, smart home features make life easier while saving energy. Buyers love the convenience and cost savings these upgrades provide.

4. Energy Star Appliances
   Kitchens are one of the first areas buyers evaluate. Updating your appliances to Energy Star-rated models shows buyers you’ve invested in the home’s efficiency.

5. Water-Saving Fixtures
   Low-flow toilets, faucets, and showerheads are small changes that can make a big difference in water conservation. Buyers see these upgrades as eco-friendly and budget-friendly.

The Impact of Eco-Friendly Upgrades on Home Value

Incorporating green features into your home doesn’t just help it sell—it often helps it sell faster and for more money. Many buyers are willing to pay a premium for homes with features that reduce energy consumption, improve air quality, and lower overall maintenance costs.

Additionally, these upgrades can differentiate your property in a competitive market, making it stand out to buyers who prioritize sustainability.

How to Highlight Your Eco-Friendly Features

If you’ve already made green upgrades, make sure potential buyers know about them! Include details in your property listing and marketing materials, such as utility savings, certifications, or warranties. These can be game-changers for buyers on the fence.

At Team Montgomery, we understand what today’s buyers are looking for. We’ll help you showcase your home’s eco-friendly features and ensure they add value during the selling process.

Thinking About Selling?
Whether you’ve already made green upgrades or are considering them, I’d love to help you navigate the Bemidji real estate market. Reach out today to learn how eco-friendly features can make a difference in your home sale.

☎️ Steve: 218-766-9126

☎️ Tyler: 218-308-1230

☎️ Steph: 218-766-6214

☎️ Jolene: 218-556-0418

In Search of the Perfect Property? Try our easy-to-use FAST property search! 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

If you’re thinking about buying a home in Bemidji, Minnesota, you might want to consider making your move this winter. While spring and summer are often the busiest times in the housing market, winter offers unique advantages that savvy buyers can take full advantage of—especially in Bemidji's local market.

Here’s why winter could be the ideal time to find your next home in Bemidji:

1. Less Competition Means More Opportunities

In Bemidji, the real estate market tends to slow down during the winter months, giving buyers a unique advantage. With fewer people searching for homes, you’re less likely to face bidding wars or lose out on your dream property. This quieter season can help you secure a home at a pace that feels more manageable.

2. Motivated Sellers Are Ready to Deal

Many sellers who list their homes during the winter are motivated to sell quickly. Whether they’re relocating, downsizing, or need to sell before year-end, their urgency can work in your favor. This can lead to more flexibility on price, closing costs, or even repair requests—putting you in a stronger negotiating position.

3. Take Advantage of Year-End Tax Benefits

If you close on your new home before the end of the year, you may qualify for tax deductions such as mortgage interest, property taxes, and certain closing costs. These savings can make a big difference when you’re buying a home, giving you an added incentive to make a move before December 31st.

4. Winter Savings and Seasonal Deals

In Bemidji, Minnesota, homes listed during the winter months may offer better pricing than in peak seasons. With fewer buyers competing for the same homes, sellers might be more willing to negotiate. Additionally, contractors, movers, and other services often have more availability during the slower winter months, which can save you money and time.

5. Experience Bemidji Homes in All Seasons

Buying in the winter gives you a chance to see how a home handles Bemidji’s coldest weather. You’ll get to assess how the heating system works, how well the property is insulated, and even how the driveway and sidewalks handle snow and ice. This can provide peace of mind that your new home will be comfortable and functional year-round.

Find Your Bemidji Home This Winter

Winter in Bemidji offers a unique opportunity to find the perfect home for you and your family without the stress of peak market competition. Whether you’re searching for a cozy lakefront cabin, a modern home near downtown Bemidji, or a starter home in one of our welcoming neighborhoods, now is the time to start your search.

Ready to explore homes for sale in Bemidji, Minnesota? Contact us today for personalized help in finding the perfect property.

☎️ Tyler: 218-308-1230 ☎️ Steph: 218-766-6214 ☎️ Steve: 218-766-9126 ☎️ Jolene: 218-556-0418

Don’t let the snow slow you down—this winter could be your season to find the perfect home in Bemidji! 🏡❄️

Black Friday is just around the corner, and there’s no better way to support our Bemidji community than by shopping local. This year, we at Team Montgomery have rounded up some of the best deals from incredible businesses right here in town. Whether you’re looking for gifts, outdoor gear, or home essentials, these local shops have you covered. Here’s a closer look at each of the businesses offering fantastic Black Friday deals this year:

Up North Sports

Address: 345 Bentley Dr SW, Bemidji, MN
Website: www.upnorthsports.com

If you’re gearing up for snowmobile season or planning your next ice-fishing adventure, Up North Sports has everything you need. Known for their high-quality outerwear and gear, they’re offering incredible discounts on snowmobile jackets, pants, gloves, and more. Whether you’re a seasoned adventurer or just starting, their knowledgeable staff will help you find the perfect fit. Don’t miss their Black Friday specials – your next winter adventure awaits!

218 Clothing + Gift

Address: 202 3rd St NW, Bemidji, MN
Website: www.218gift.com

For unique, Minnesota-inspired gifts and apparel, look no further than 218 Clothing + Gift. This charming shop is a local favorite, offering everything from cozy sweaters to beautifully designed home goods. Starting Friday, enjoy 25% off storewide! Whether you’re shopping for yourself or looking for the perfect holiday gift, their collection of thoughtfully curated items will leave you inspired.

Ken K Thompson Jewelry

Address: 1080 Paul Bunyan Dr NW, Bemidji, MN
Website: www.kenkthompsonjewelry.com

Nothing says “holiday magic” quite like a sparkling piece of jewelry. Ken K Thompson Jewelry, a Bemidji institution since 1935, is offering discounts of up to 50% on select items this Black Friday. From timeless classics to modern designs, their collection features something for everyone. Treat yourself or someone special to a gift that will last a lifetime.

Ace on the Lake

Address: 600 Paul Bunyan Dr S, Bemidji, MN
Website: www.aceonthelake.com

Ace on the Lake is the go-to spot for home improvement and outdoor living needs. They’ve curated an incredible deal catalog for Black Friday, which you can browse online or in-store. From tools and hardware to seasonal decor, Ace has everything you need to complete your projects or find that practical gift for the handyman (or woman) in your life.

Shopping local isn’t just about finding great deals; it’s about supporting the businesses that make Bemidji such a special place to live. By choosing to shop local this Black Friday, you’re helping to strengthen our community and ensure these businesses thrive for years to come.

Which local deal are you most excited about? Let us know in the comments, and don’t forget to tag us with any other local businesses offering amazing Black Friday specials. Let’s make this a holiday season to remember by shopping small and supporting our neighbors!

Did you know? Many Bemidji homeowners are finding themselves in a stronger position to put more money down when they purchase their next home. That’s because, once you sell, you can leverage the equity you’ve built up in your current house for a larger down payment. With home equity reaching new highs, the typical down payment is increasing as well.

According to the latest data from Redfin, the typical down payment for U.S. homebuyers is $67,500—nearly 15% higher than last year and the highest on record. Here’s why your equity in Bemidji can be a game-changer:

Why Equity Matters in the Bemidji Housing Market

Over the past five years, home prices in Bemidji and the surrounding areas have seen significant growth, boosting equity for homeowners like you. If you’re considering selling your Bemidji home, this increase in equity means you can apply a larger down payment on your next purchase. That’s a great opportunity, especially if affordability has been a concern.

It’s worth noting that you don’t have to make a large down payment—there are loan programs available that let you put as little as 3%, or even 0%, down. However, many Bemidji homeowners are choosing to put more down due to some significant advantages.

Why a Bigger Down Payment Is Worth Considering

1.You’ll Borrow Less and Save More in the Long Run

Using the equity from your Bemidji home to make a larger down payment on your next property means borrowing less. The less you borrow, the less you’ll pay in interest over the life of the loan, saving you money over time.

2.You Could Get a Lower Mortgage Rate

A larger down payment demonstrates financial stability, reducing the risk for lenders. That confidence can help secure a lower mortgage rate, which translates into more savings for Bemidji homeowners.

3.Your Monthly Payments Could Be Lower

A bigger down payment can also lower your monthly mortgage payment, making your new Bemidji home more affordable and leaving more room in your budget for other expenses.

4.You Can Skip Private Mortgage Insurance (PMI)

Putting down 20% or more can help you avoid Private Mortgage Insurance (PMI), an extra cost that many buyers have to pay if their down payment is less than 20%. As Freddie Mac explains:

“For homeowners who put less than 20% down, Private Mortgage Insurance or PMI is an added insurance policy that protects the lender if you are unable to pay your mortgage.”

Skipping PMI means one less expense to worry about each month.

Bottom Line for Bemidji Homeowners

With home equity in Bemidji continuing to rise, many local homeowners are finding themselves in a position to make larger down payments. If you’re thinking about selling your current Bemidji home and moving, reach out to our team at [Team Name]. We’ll help you determine how much equity you’ve gained and how it can strengthen your buying power in today’s Bemidji market.

Wondering how much equity you have in your Bemidji home? Contact us today for a personalized equity assessment and find out how we can help you maximize your buying power. Give us a call or fill out our quick seller questionnaire below to get started! (If you don't see the form, scroll down and click "Allow Cookies")

☎️ Steve: 218-766-9126

☎️ Tyler: 218-308-1230

☎️ Steph: 218-766-6214

☎️ Jolene: 218-556-0418