Home Buyer Guide

Buying With Team Montgomery

Buying a home in Bemidji starts here

Buying a home is a big move, and it goes a lot smoother with local people in your corner. We're Team Montgomery, a family-run team of four REALTORS® with 218 Real Estate in Bemidji. We help buyers all across the lakes area, from first homes in town to cabins and lakeshore.

Team Montgomery, REALTORS® with 218 Real Estate in Bemidji, Minnesota

Why Buyers Work With Us

Four agents, one team, on your side

We actually know this market

We live here, work here, and watch every sale in the Bemidji area. When you ask what a house is really worth, you get an answer based on local sales data, not a guess.

A search built around you

We start by listening. Your budget, your must-haves, your timeline. Then we set up a search that fits, whether that's a starter home in town, acreage, or a place on the water.

Honest numbers before you offer

Before you write an offer, we walk you through what our opinion of the property value, as well as talk you through what it will probably sell for based on market conditions, price point, etc.

Negotiation with a steady hand

Price, repairs, closing dates, contingencies. We negotiate all of it for you and explain every option in plain language, so you're never guessing what happens next.

Lakeshore and rural know-how

Septic inspections, wells, shoreland zoning, deeded access. Buying outside city limits comes with extra steps, and we handle them every week across Beltrami, Cass, Hubbard, and Clearwater counties.

Still here after closing

Need a plumber, a plow guy, or an answer about your property taxes six months later? Call us. Our clients come back, and many send their friends and family.

How It Works

The buying process, step by step

  1. 1
    Talk with us. A quick, no-pressure conversation about what you're looking for, your budget, and your timeline. If you need a lender, we'll point you to good local options.
  2. 2
    Get pre-approved. A pre-approval letter tells you what you can spend and makes your offer stronger. It's the single best first step any buyer can take.
  3. 3
    Tour homes. We set up showings that fit your schedule and give you our honest read on every property, including the stuff photos don't show.
  4. 4
    Make a smart offer. We run the numbers on recent sales so your offer is competitive without overpaying, then we handle the negotiation.
  5. 5
    Inspections and paperwork. Home inspection, and on rural properties the septic and well checks too. We coordinate all of it and keep you posted at every step.
  6. 6
    Get the keys. We're with you through closing day, and we're a phone call away long after.

Real Clients, Real Words

What buyers say about us

Five-star client review from Sam Boyer for Team Montgomery in Bemidji, MN Five-star client review from Kathryn Larson for Team Montgomery in Bemidji, MN Five-star client review from J and J Mac for Team Montgomery in Bemidji, MN

Tap a review to read it full size.

Buyer Questions

Quick answers for Bemidji buyers

How much does it cost to work with a buyer's agent?

Agent compensation is negotiable and spelled out in a written agreement before we tour homes together. In many sales the seller agrees to cover some or all of the buyer's agent fee. We explain exactly how it works at our first meeting, in plain language, before you commit to anything.

Do you work with first-time buyers?

All the time, and we enjoy it. We walk you through every step, explain the paperwork in plain terms, and connect you with local lenders who know the loan programs that help first-time buyers, including low and zero down payment options for those who qualify.

Can you help me buy a lake home or rural property?

Yes, that's a big part of what we do. Lake and rural purchases come with extra steps like septic compliance inspections, well water testing, and shoreland zoning rules. We deal with these on a regular basis across the Bemidji lakes area and will make sure nothing gets missed.

How fast can we see a home that just hit the market?

Usually within a day, and often the same day. Our listing search updates from the MLS throughout the day, so set up an account with saved searches and you'll get alerts the moment something matching your criteria goes live. Then call or text us and we'll get you in the door.

What areas do you cover?

We're based in Bemidji and work across Beltrami, Cass, Hubbard, and Clearwater counties. That includes Cass Lake, Walker, Solway, Wilton, Tenstrike, Laporte, Blackduck, and the lakes in between. Start with our Bemidji homes for sale page or browse the area pages in our menu.

Ready When You Are

Let's find your next home

Call or text any of us. You'll get a real person and a straight answer.

Start Searching Homes
× Enlarged client review for Team Montgomery

Start Your Bemidji, Minnesota Real Estate Search.

$179,500
3 Beds 2 Baths 7113209 MLS
*More interior/exterior photos coming soon! Welcome to this beautifully maintained, move-in ready 3-bedroom, 2-bath manufactured home on a permanent foundation, situated on approximately 1.18 acres just minutes from Bemidji. Offering 1,456 square feet of comfortable living space, this home has been exceptionally well cared for and needs absolutely nothing—just move in and enjoy. The spacious open floor plan features a bright living area, a large kitchen with abundant oak cabinetry, built-in hutch, and plenty of counter space, making it great for everyday living and entertaining. The split-bedroom design provides privacy, while the primary suite has a walk-in closet and private bath. All bedrooms include generous closet space. Enjoy peaceful northern Minnesota living from the covered screened porch overlooking the private wooded setting. The detached garage provides ample room for vehicles, tools, and recreational equipment. Located near Big Lake with easy access to hundreds of acres of Chippewa National Forest, this property has endless opportunities for fishing, hunting, ATV riding, snowmobiling, hiking, and other outdoor recreation. Whether you're looking for a full-time residence, weekend retreat, or investment property, this turnkey home boasts exceptional value in a quiet country setting while remaining just a short drive from all the shopping, dining, healthcare, and amenities Bemidji has. Property Highlights: 3 Bedrooms | 2 Bathrooms 1,456 Sq. Ft. Approximately 1.18 Acres Manufactured Home on Permanent Foundation Move-In Ready Condition Detached Garage Covered Screened Porch Spacious Open Floor Plan Large Kitchen with Ample Cabinetry Private Country Setting Minutes from Bemidji and Big Lake Close to Chippewa National Forest Recreation

5053 Jeremy Drive NE, Bemidji

Listing courtesy of Beycome Brokerage Realty LLC.

$535,000
3 Beds 2 Baths 7110951 MLS
Experience the best of lake living on the Turtle chain of lakes! This exceptional 3 bedroom, 2 bath home offers a level lakeshore setting with breathtaking views and an incredible outdoor living space. Enjoy beautifully landscaped gardens, an expansive lawn, a spacious lakeside deck, patio with raised garden beds, and a premium dock complete with an additional leg for all your water toys. Inside, you'll love the open-concept floor plan featuring vaulted ceilings, abundant natural light, and generous storage throughout.  The beautifully remodeled main floor bathroom showcases a custom tile shower and luxurious freestanding soaking tub. Above the garage, a thoughtfully designed addition provides two versatile bonus rooms, currently used as an exercise room and office/sitting area, propane heater, offering endless possibilities for hobbies, guests, or working from home. Property includes a paved driveway, double attached heated insulated finished garage, large storage shed and additional space across the road. Little Turtle Lake is a favorite north of Bemidji, offering approximately 465 acres of water for boating, fishing, kayaking, and year-round recreation. The lake is part of the Turtle River watershed with access to Big Turtle and Movil Lake and is known for its peaceful setting, warm-water fishery, and scenic shoreline, making it an ideal destination for those seeking the perfect blend of recreation and tranquility.

16960 Skyview Drive NW, Bemidji

Listing courtesy of 218 Real Estate.

$539,900
2 Beds 2 Baths 7104672 MLS
Tucked away on 11+ private acres overlooking the pristine waters of Miss Lake, this one-of-a-kind handcrafted log home offers the perfect blend of luxury, privacy, and Northwoods charm. Surrounded by nature with breathtaking lake views, this remarkable retreat is ideal as a year-round residence or an unforgettable getaway. The open-concept main level showcases soaring vaulted tongue-and-groove ceilings, massive handcrafted log beams, and a dramatic floor-to-ceiling stone fireplace that anchors the great room. Expansive windows and patio doors frame picturesque views of the lake while filling the home with natural light. The beautifully kitchen features custom cabinetry, quartz countertops, a farmhouse sink, stainless steel appliances, and an island designed for gathering. The home includes 2 bedrooms, 2 beautifully bathrooms, a spacious loft overlooking the great room, and a finished walkout lower level with an inviting family room. Step outside to enjoy the expansive wraparound deck overlooking the lake, where you’ll experience peaceful mornings, incredible views of the Northern Lights, and abundant wildlife. The natural environmental setting provides unmatched privacy while still being just a short drive from Bemidji. This exceptional property is being offered fully furnished, allowing you to move in and immediately enjoy everything this incredible Northwoods retreat has to offer. Whether you’re searching for a full-time home, luxury cabin, or private escape, opportunities like this are truly rare.

6300 Boot Lake Road SW, Bemidji

Listing courtesy of Real Broker, LLC.

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