Home Buyer Guide

Buying With Team Montgomery

Buying a home in Bemidji starts here

Buying a home is a big move, and it goes a lot smoother with local people in your corner. We're Team Montgomery, a family-run team of four REALTORS® with 218 Real Estate in Bemidji. We help buyers all across the lakes area, from first homes in town to cabins and lakeshore.

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Team Montgomery, REALTORS® with 218 Real Estate in Bemidji, Minnesota

Why Buyers Work With Us

Four agents, one team, on your side

We actually know this market

We live here, work here, and watch every sale in the Bemidji area. When you ask what a house is really worth, you get an answer based on local sales data, not a guess.

A search built around you

We start by listening. Your budget, your must-haves, your timeline. Then we set up a search that fits, whether that's a starter home in town, acreage, or a place on the water.

Honest numbers before you offer

Before you write an offer, we walk you through what our opinion of the property value, as well as talk you through what it will probably sell for based on market conditions, price point, etc.

Negotiation with a steady hand

Price, repairs, closing dates, contingencies. We negotiate all of it for you and explain every option in plain language, so you're never guessing what happens next.

Lakeshore and rural know-how

Septic inspections, wells, shoreland zoning, deeded access. Buying outside city limits comes with extra steps, and we handle them every week across Beltrami, Cass, Hubbard, and Clearwater counties.

Still here after closing

Need a plumber, a plow guy, or an answer about your property taxes six months later? Call us. Our clients come back, and many send their friends and family.

How It Works

The buying process, step by step

  1. 1
    Talk with us. A quick, no-pressure conversation about what you're looking for, your budget, and your timeline. If you need a lender, we'll point you to good local options.
  2. 2
    Get pre-approved. A pre-approval letter tells you what you can spend and makes your offer stronger. It's the single best first step any buyer can take.
  3. 3
    Tour homes. We set up showings that fit your schedule and give you our honest read on every property, including the stuff photos don't show.
  4. 4
    Make a smart offer. We run the numbers on recent sales so your offer is competitive without overpaying, then we handle the negotiation.
  5. 5
    Inspections and paperwork. Home inspection, and on rural properties the septic and well checks too. We coordinate all of it and keep you posted at every step.
  6. 6
    Get the keys. We're with you through closing day, and we're a phone call away long after.

Real Clients, Real Words

What buyers say about us

Five-star client review from Sam Boyer for Team Montgomery in Bemidji, MN Five-star client review from Kathryn Larson for Team Montgomery in Bemidji, MN Five-star client review from J and J Mac for Team Montgomery in Bemidji, MN

Tap a review to read it full size.

Buyer Questions

Quick answers for Bemidji buyers

How much does it cost to work with a buyer's agent?

Agent compensation is negotiable and spelled out in a written agreement before we tour homes together. In many sales the seller agrees to cover some or all of the buyer's agent fee. We explain exactly how it works at our first meeting, in plain language, before you commit to anything.

Do you work with first-time buyers?

All the time, and we enjoy it. We walk you through every step, explain the paperwork in plain terms, and connect you with local lenders who know the loan programs that help first-time buyers, including low and zero down payment options for those who qualify.

Can you help me buy a lake home or rural property?

Yes, that's a big part of what we do. Lake and rural purchases come with extra steps like septic compliance inspections, well water testing, and shoreland zoning rules. We deal with these on a regular basis across the Bemidji lakes area and will make sure nothing gets missed.

How fast can we see a home that just hit the market?

Usually within a day, and often the same day. Our listing search updates from the MLS throughout the day, so set up an account with saved searches and you'll get alerts the moment something matching your criteria goes live. Then call or text us and we'll get you in the door.

What areas do you cover?

We're based in Bemidji and work across Beltrami, Cass, Hubbard, and Clearwater counties. That includes Cass Lake, Walker, Solway, Wilton, Tenstrike, Laporte, Blackduck, and the lakes in between. Start with our Bemidji homes for sale page or browse the area pages in our menu.

Ready When You Are

Let's find your next home

Call or text any of us. You'll get a real person and a straight answer.

Tyler(218) 308-1230 Steve(218) 766-9126 Steph(218) 766-6214 Jolene(218) 556-0418
Start Searching Homes

Team Montgomery · 218 Real Estate · Bemidji, Minnesota · Licensed in Minnesota · REALTORS® · Equal Housing Opportunity

× Enlarged client review for Team Montgomery

Start Your Bemidji, Minnesota Real Estate Search.

$688,800
3 Beds ⋅ 4 Baths ⋅ 7129743 MLS
Welcome to lake living at its finest on sought-after Lake Beltrami. This beautiful 3-bedroom, 4-bath home captures everything people love about Northern Minnesota, from the sandy shoreline and hard-bottom lake bottom to the peaceful setting surrounded by nature. This property offers plenty of room for family and friends with a separate guest cabin complete with a loft, bathroom, kitchen, and a brand-new screened porch. Whether you're hosting weekend guests or creating the perfect private getaway, this additional space adds incredible flexibility. Step outside and enjoy the meticulously maintained landscaping featuring beautiful gardens, colorful flowers, multiple garden sheds, and several outdoor sitting areas designed to help you relax and take in the lake views. Spend your days swimming from the sand beach, gathering around the water, or enjoying evenings overlooking one of the area's most desirable lakes. The property continues to impress with additional land across the road, public land bordering the property, and even more room to explore and enjoy the Northwoods lifestyle. An additional lot will be offered to the home buyer first, creating even more possibilities for future expansion. Docks are included, along with some furnishings, making this home even more move-in ready. A new whole-home Generac generator provides added peace of mind, and numerous updates throughout the home make this property one you'll truly appreciate. If you've been dreaming of a Northern Minnesota lake home where family traditions are made, this Lake Beltrami property deserves a closer look.

3216 Gryce Styne Road NE, Bemidji

Listing courtesy of 218 Real Estate.

$279,000
4 Beds ⋅ 2 Baths ⋅ 7125374 MLS
Set on 3.67 sprawling acres, this 4-bedroom, 2-bathroom home offers space and storage, with an abundance of outbuildings including two single detached garages, a spacious 28' x 40' shop with 50-amp service and a generous lean-to, and a double detached garage—also with 50-amp service and a 3 sided lean to—complete with its own canning room/summer kitchen. Looking for a spot to park the RV, set up a second residence, or add rental property? This property has that too, with a dedicated hookup featuring both 30-amp and 50-amp service, plus its own well and holding tank—move-in ready for guests, family, or generating rental income. Green thumbs will appreciate two large gardens and acreage dotted with apple trees, plum trees, and a productive raspberry patch, offering plenty of fresh, homegrown produce that can be processed right in the summer kitchen/canning room—no need to haul anything indoors. The summer kitchen is fully equipped with water and electric service, a gas & electric stove, a 3-compartment stainless steel sink, and a 4-gallon water heater, making canning and preserving a breeze from garden to jar. With this much space, storage, new septic system, and versatility—conveniently located close to town—this property won't last long. Schedule your showing today!

50768 279th Avenue, Bemidji

Listing courtesy of Better Homes and Gardens Real Estate First Choice.

$168,800
7129771 MLS
Looking for the perfect place to build your dream lake home? This beautiful Lake Beltrami lot offers everything people love about Northern Minnesota living. Located just north of Bemidji on one of the area's most desirable lakes, this property gives you the opportunity to create the up north retreat you've always wanted. Whether you're ready to build, looking for a seasonal campsite, or want a place to park your camper and start enjoying lake life, this property offers plenty of possibilities. Bring your boat, ATV, camper, and plans for the future. There's plenty of room for all the Northwoods adventures you can handle. Home property is to sell first. The buyer of the home will have the first opportunity to purchase this additional lake lot. See listing #7129743 for details. A great opportunity to own a piece of desirable Lake Beltrami just minutes north of Bemidji.

TBD NE Gryce Styne Road NE, Bemidji

Listing courtesy of 218 Real Estate.

$630,000
2 Beds ⋅ 1 Baths ⋅ 7130314 MLS
LAKE BEMIDJI ONE-OF-A-KIND LOT WITH 1.9 ACRES AND 200'OF LAKESHORE with a handy west side location! Unique elevated building location would give a panoramic view of the lake with lots of front yard for recreational use. The building site would afford very nice privacy from Birchmont Drive. There is an older dilapidated house at this property that needs to be torn down. The property is being sold in "AS IS" condition. Don't go into the house. One of the sellers of this property is a licensed real estate agent in Minnesota.

5316 Birchmont Drive NE, Bemidji

Listing courtesy of Century 21 Dickinson.

$299,000
5 Beds ⋅ 2 Baths ⋅ 7130122 MLS
Beautifully updated 5-bedroom, 2-bath home situated on a rare one-acre lot in town in Bemidji’s Nymore neighborhood. Designed with both entertaining and larger households in mind, this spacious property offers an inviting open floor plan, a completely remodeled kitchen and updated bathrooms, along with new flooring in these areas. A recently renovated second family room provides an excellent additional living space—perfect for movie nights, a game room, kids’ area, or simply room to spread out. Outside, the fully fenced backyard features chain-link fencing for added peace of mind with children and pets. The expansive lot is framed by towering Norway pines and attractive flower beds, creating a private and welcoming setting. Additional highlights include vinyl siding, a newer roof, generous indoor and outdoor living space, and the uncommon opportunity to own approximately one acre while still enjoying the convenience of an in-town location. This Nymore property offers the space, updates, and versatility that are hard to find.

1839 3rd Street SE, Bemidji

Listing courtesy of Grimes Realty.

$269,800
3 Beds ⋅ 2 Baths ⋅ 7128812 MLS
Enjoy country living just minutes from Bemidji with this 2022-built, 3-bedroom, 2-bath manufactured home on 5+ acres. The home offers a spacious, modern interior and sits on a concrete slab with an enclosed crawl space. Outside, the 42x42 heated and insulated shop provides plenty of room for equipment, vehicles, projects, and toys, with three overhead doors including a 14-foot door, convenient drive-through access, and rough-in for a half bathroom. The property also features a fenced garden and a newer septic system installed in 2022. All of this just about 7 minutes from Paul Bunyan Drive S.

2101 Frohn Road NE, Bemidji

Listing courtesy of 218 Real Estate.

$585,000
4 Beds ⋅ 3 Baths ⋅ 7129868 MLS
You'll be hard-pressed to find a finer kitchen than the one in this exceptional home! Nestled on nearly an acre, this gorgeous 4-bedroom, 3-bathroom residence showcases high-end craftsmanship throughout. The dramatic two-story entry greets you with vaulted ceilings and a grand staircase. A spacious main-floor primary suite serves as a true retreat, featuring a spa-like en suite with dual sinks, a large tiled walk-in shower with dual heads, a dedicated soaker tub, and an expansive walk-in closet. Designed for effortless living, the main level also offers a convenient corner office, power blinds in the great room, and a chef's eat-in kitchen with abundant dark cabinetry and counter space. For more space, there is a bonus room above the double attached garage. Step outside to enjoy the tranquil surroundings from the three-sided covered porch or unwind on the private paver patio!

3318 Highland Drive NE, Bemidji

Listing courtesy of Realty Experts, LLC.

$385,000
4 Beds ⋅ 3 Baths ⋅ 7128153 MLS
Welcome home to this beautifully remodeled 4-bedroom, 3-bathroom property offering modern updates, spacious living, and plenty of room to enjoy! This home has been thoughtfully updated from top to bottom, including updated plumbing, electrical, HVAC, windows, siding, well, and septic, giving you peace of mind for years to come. Step outside onto the beautiful deck and enjoy your morning coffee, evening sunsets, and peaceful views of Bootleg Lake. The detached two-stall garage offers plenty of room for vehicles, storage, hobbies, or recreational toys, plus a loft and additional unfinished space that can be transformed into whatever best fits your needs. With extensive updates already completed and plenty of flexible space, this property is ready for you to move in and make it your own!

9650 Twain Drive SW, Bemidji

Listing courtesy of Real Broker, LLC.

$409,900
3 Beds ⋅ 2 Baths ⋅ 7127674 MLS
Experience the ease of single-level living with thoughtfully designed spaces in this three-bedroom, two-bath home that connects seamlessly for both everyday life and entertaining. Large windows throughout the home fill the home with natural light, highlighting the modern finishes and spacious layout. The kitchen, with its center island, flows effortlessly into the dining and great rooms, creating an environment for gatherings of any size. A foyer and coat closet keep your home tidy and welcoming. Each bedroom offers privacy and comfort, while the primary suite’s walk-in closet and bathroom provide a luxurious retreat. Step outside to the patio for morning coffee or evening relaxation. Practical details such as a mud room, laundry room, ample storage, and a finished garage ensure that every need is anticipated, making this home as functional as it is beautiful. Residents of the CIC benefit from shared ownership of 70 acres comprising wooded and open spaces, as well as miles of maintained walking paths and groomed cross-country ski trails. Prairiewood is strategically situated just beyond the town limits, offering a sense of rural tranquility while maintaining convenient access to healthcare facilities, shopping centers, and entertainment venues. More pictures to come.

1320 Whiting Road NW Unit 38, Bemidji

Listing courtesy of Realty Experts, LLC.

$439,000
3 Beds ⋅ 3 Baths ⋅ 7127364 MLS
3BR/3BA Irvingboro Twinhome with unobstructed west facing sunset lake views. Excellent storage and function. Quartz countertops, updated appliances, maintenance free decking, stucco exterior, and large lot for your enjoyment. Close to Paul Bunyan Trail system. No monthly condo fees, annual Irvingboro Rec Assoc. fee: $300. Ready for your personal touches.

511 Irving Beach Drive SW, Bemidji

Listing courtesy of Century 21 Dickinson.

$234,500
2 Beds ⋅ 2 Baths ⋅ 7125451 MLS
Rare opportunity in the desirable Irvingboro neighborhood! Conveniently located, maintenance-free 2 bedroom, 2 bathroom townhome (which includes a primary suite) features brand-new LVP flooring, new stainless kitchen appliances, new front-load laundry set, and a new drinking water filtration system. Enjoy durable brick/steel siding, a detached double garage (both with brand new roofs) Enjoy the private patio right off of the oversized glass slider doors in the dining area. Located directly on the paved biking trail and within walking distance to town. Live the ultimate lake life with access to Irvingboro community walking trails, parks, bonfire pits, private picnic shelter, docks, and an available private marina slip on Lake Irving which is part of the Lake Bemidji Chain! Boat directly to the 4th of July fireworks, local restaurants (lakeside dining), waterfront concerts, and the state park. Move-in ready and carefree living at its finest!

300 Roosevelt Road SW Unit #12, Bemidji

Listing courtesy of Better Homes and Gardens Real Estate First Choice.

$459,000
4 Beds ⋅ 2 Baths ⋅ 7123614 MLS
Come to the lake they say, well here it is! Experience the ultimate lake lifestyle at Fox Lake, just 15 minutes from downtown Bemidji. This lake offers 140 acres of pristine water, perfect for fishing, recreation, and relaxation. This split-level home rests on the western shores, treating you to breathtaking sunrises, loons singing, frequent visits from swans and other majestic waterfowl. Inside, the spacious layout features a large entryway and attached garage, a shop for hobbies and projects, four bedrooms, and two bathrooms. Whole room windows throughout framing the stunning lake view, and the walk-out style basement leads directly to the lake. You'll also enjoy the three-season screened-in porch and hot tub room. Recent updates include new flooring, fresh paint, well pump, 50 gallon water heater and modern appliances. Come and indulge in the serene beauty of Fox Lake!

1944 Island View Drive NE, Bemidji

Listing courtesy of 218 Real Estate.

$530,000
4 Beds ⋅ 3 Baths ⋅ 7126833 MLS
Located just minutes from Bemidji, this 4-bedroom, 3-bath home offers 3,800+ sq. ft. in a beautiful country setting at the end of the road. The spacious layout features a large primary suite, 20+ foot vaulted ceilings, updated flooring, and an expansive screened porch added in 2017. A unique rustic bar with concrete countertops and flooring creates the perfect spot to relax and unwind after a long day. Outside, enjoy 6+ acres backing up to landlocked county land, along with a 3-stall attached garage, a 3-stall detached garage, and plenty of room to roam!

26749 Upper Necktie River Drive, Bemidji

Listing courtesy of Grimes Realty.

$89,900
7123936 MLS
Great opportunity to own approximately 38 acres within the city limits of Bemidji! With an existing entrance off a paved road, this property offers a mix of high and low ground, with portions that may have potential for a future building site. The location also offers excellent visibility and the potential to benefit from higher traffic counts, opening the door to possible commercial or development opportunities. Conveniently located just minutes from the airport, hospital, and other commercial properties. Whether you're looking for a private building site, future development potential, or a large tract of land to hold and invest in, this property offers plenty of possibilities.

TBD Irvine Avenue, Bemidji

Listing courtesy of 218 Real Estate.

$49,900
7126313 MLS
Build your dream home on this wooded, 1.94-acre lot. This lot is on a paved street with natural gas utility hookups, ready for your custom home. Enjoy the privacy and beauty of a wooded setting while being just minutes from shopping, restaurants, schools, and all Bemidji has to offer. An exceptional opportunity to build in one of the area's most sought-after neighborhoods!

TBD Del's Ct NE, Bemidji

Listing courtesy of Grimes Realty.

$199,900
7125093 MLS
Tucked away at the end of a quiet dead-end road, this remarkable 1.28-acre wooded property offers a rare opportunity to own 185 feet of frontage on one of Minnesota’s most treasured waterways. Located within the Bemidji city limits, this private sanctuary is set along the Wild and Scenic Mississippi River, where protected surroundings help preserve the natural beauty and abundant wildlife that make this stretch of river so special. Towering birch trees, mature pines, and mixed hardwoods create a stunning backdrop for your future home, while the river’s peaceful shoreline is alive with cattails, water lilies, wild rice, and countless species of birds and wildlife. With a west-northwest exposure, you’ll enjoy unforgettable sunsets over the water from your own backyard. This unique section of the Mississippi offers nearly six miles of no-wake boating, creating a quiet and relaxing environment. Adventure is always nearby, with navigable access to four lakes—including beautiful Lake Bemidji where, just minutes away, you’ll find waterfront restaurants, community events, fishing, and endless recreational opportunities. Properties like this are becoming increasingly difficult to find: generous river frontage, mature woods, remarkable privacy, and the convenience of city living—all in one extraordinary setting. Whether you envision a year-round residence or a peaceful retreat immersed in nature, this is a place where serenity and accessibility come together in perfect balance.

TBD Connelly Circle NE, Bemidji

Listing courtesy of Rogue Real Estate Co..

$799,900
2 Beds ⋅ 3 Baths ⋅ 7124585 MLS
Rare home with 442 feet of lake front on 7 wooded acres and 3 lakeside cabins! Short term rental possibilities! This is an extraordinary combination seldom found on the market. This property blends an “in-the-woods” feel with sweeping lake views with lovely sunsets creating the timeless lake experience that many seek. The land presents exceptional future potential: the acreage could be subdivided into two premium lake lots plus an additional wooded parcel. Three original lakeside cabins sit right at the water’s edge—historic, charming structures that could be thoughtfully improved to add significant value to the estate. Lake Beltrami is a recreational lake with 725 acres of water and on the Turtle River Chain of Lakes that amounts to 7,033 acres!! Enjoy two dock areas, including one with a sandy swim beach ideal for long summer days. Large firepit area right at the waterfront. The main home features a massive wrap-around deck, a covered front porch, and a walkout lower level that could be easily finished to add approximately 1,500 sq ft of additional living space. Three heating systems provide optimal efficiency year-round. Inside the home you will find vaulted ceilings and skylights. Quality and charm at every turn. The kitchen has been thoughtfully designed with soft close cabinet doors a double oven and lots of storage. Across the road, the additional 4-acre wooded tract offers a perfect location for an outbuilding, workshop, or even a shouse—expanding the versatility of this already impressive property. With unmatched privacy, abundant nature views, and development possibilities, this is a standout opportunity for those seeking a legacy lake property with room to grow. Just 4 hrs to MSP and roughly 2.5 hrs to Fargo/Moorhead and about 2 hrs to Grand Forks!

4050 Gryce Styne Road NE, Bemidji

Listing courtesy of Headwaters Realty Services LLC.

$405,000
2 Beds ⋅ 2 Baths ⋅ 7124359 MLS
Lake living with a million dollar view!! Don't miss this Lake Irving gem in a stellar neighborhood. This 2 bed, 2 bath sits so close to the waters edge. With an open deck or screened porch to view from, you'll never want to leave. There's an updated kitchen with tons of storage, a walk-out basement and a 28x40 triple stall, heated and insulated garage for all the toys. You won't want to miss this opportunity to be on the Bemidji chain!! Set up your private tour today.

1907 S Lake Irving Drive SW, Bemidji

Listing courtesy of Grimes Realty.

$494,900
3 Beds ⋅ 2 Baths ⋅ 7122119 MLS
Designed with intention. Surrounded by nature. Completely move-in ready. This beautifully designed 3-bedroom, 2-bath home offers a rare combination of sophisticated style, everyday comfort, and privacy just minutes north of Bemidji. Set among the trees in the desirable Emerald Pines development, the setting feels peaceful and tucked away while still keeping you close to town. Inside, soaring vaulted ceilings and expansive windows create an incredible sense of space and bring the surrounding greenery into the home. The living room is truly the heart of the home, featuring a striking floor-to-ceiling stone fireplace, expansive windows, and an open-concept layout that effortlessly connects to the dining area and beautifully appointed kitchen. The kitchen is both stylish and functional, with crisp cabinetry, a large center island, stainless steel appliances, and plenty of room to gather. Main-level bedrooms and beautifully finished bathroom add convenience, while the additional bedroom and versatile upper-level space provide room to spread out, work from home, or simply relax. Step outside and the appeal continues. A private wooded backdrop surrounds the home, creating a peaceful setting to enjoy your morning coffee or unwind at the end of the day. With an attached garage, dedicated fitness space, thoughtful finishes throughout, and an abundance of natural light, this home is truly ready for its next chapter. Private enough to feel like a retreat, close enough to town for everyday convenience, and designed beautifully to feel like home the moment you walk in. This is Northwoods living at its best.

7639 Emerald Pines Drive NW, Bemidji

Listing courtesy of Real Broker, LLC.

$259,900
2 Beds ⋅ 2 Baths ⋅ 7124005 MLS
Charming in-town living with thoughtful upgrades throughout! This well-appointed 2 bedroom, 2 bath home features a luxurious primary suite designed for comfort and relaxation. The home showcases beautiful custom tile floors and a unique custom kitchen highlighted by a striking copper ceiling. Step outside to a fully privacy-fenced backyard oasis complete with a patio and a gazebo housing a hot tub—perfect for entertaining or unwinding at the end of the day. The finished garage adds additional versatility and convenience. A rare blend of character, quality, and in-town convenience! Set up your showing today!

807 21st Street NW, Bemidji

Listing courtesy of Rogue Real Estate Co..

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