Home Buyer Guide

Buying With Team Montgomery

Buying a home in Bemidji starts here

Buying a home is a big move, and it goes a lot smoother with local people in your corner. We're Team Montgomery, a family-run team of four REALTORS® with 218 Real Estate in Bemidji. We help buyers all across the lakes area, from first homes in town to cabins and lakeshore.

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Team Montgomery, REALTORS® with 218 Real Estate in Bemidji, Minnesota

Why Buyers Work With Us

Four agents, one team, on your side

We actually know this market

We live here, work here, and watch every sale in the Bemidji area. When you ask what a house is really worth, you get an answer based on local sales data, not a guess.

A search built around you

We start by listening. Your budget, your must-haves, your timeline. Then we set up a search that fits, whether that's a starter home in town, acreage, or a place on the water.

Honest numbers before you offer

Before you write an offer, we walk you through what our opinion of the property value, as well as talk you through what it will probably sell for based on market conditions, price point, etc.

Negotiation with a steady hand

Price, repairs, closing dates, contingencies. We negotiate all of it for you and explain every option in plain language, so you're never guessing what happens next.

Lakeshore and rural know-how

Septic inspections, wells, shoreland zoning, deeded access. Buying outside city limits comes with extra steps, and we handle them every week across Beltrami, Cass, Hubbard, and Clearwater counties.

Still here after closing

Need a plumber, a plow guy, or an answer about your property taxes six months later? Call us. Our clients come back, and many send their friends and family.

How It Works

The buying process, step by step

  1. 1
    Talk with us. A quick, no-pressure conversation about what you're looking for, your budget, and your timeline. If you need a lender, we'll point you to good local options.
  2. 2
    Get pre-approved. A pre-approval letter tells you what you can spend and makes your offer stronger. It's the single best first step any buyer can take.
  3. 3
    Tour homes. We set up showings that fit your schedule and give you our honest read on every property, including the stuff photos don't show.
  4. 4
    Make a smart offer. We run the numbers on recent sales so your offer is competitive without overpaying, then we handle the negotiation.
  5. 5
    Inspections and paperwork. Home inspection, and on rural properties the septic and well checks too. We coordinate all of it and keep you posted at every step.
  6. 6
    Get the keys. We're with you through closing day, and we're a phone call away long after.

Real Clients, Real Words

What buyers say about us

Five-star client review from Sam Boyer for Team Montgomery in Bemidji, MN Five-star client review from Kathryn Larson for Team Montgomery in Bemidji, MN Five-star client review from J and J Mac for Team Montgomery in Bemidji, MN

Tap a review to read it full size.

Buyer Questions

Quick answers for Bemidji buyers

How much does it cost to work with a buyer's agent?

Agent compensation is negotiable and spelled out in a written agreement before we tour homes together. In many sales the seller agrees to cover some or all of the buyer's agent fee. We explain exactly how it works at our first meeting, in plain language, before you commit to anything.

Do you work with first-time buyers?

All the time, and we enjoy it. We walk you through every step, explain the paperwork in plain terms, and connect you with local lenders who know the loan programs that help first-time buyers, including low and zero down payment options for those who qualify.

Can you help me buy a lake home or rural property?

Yes, that's a big part of what we do. Lake and rural purchases come with extra steps like septic compliance inspections, well water testing, and shoreland zoning rules. We deal with these on a regular basis across the Bemidji lakes area and will make sure nothing gets missed.

How fast can we see a home that just hit the market?

Usually within a day, and often the same day. Our listing search updates from the MLS throughout the day, so set up an account with saved searches and you'll get alerts the moment something matching your criteria goes live. Then call or text us and we'll get you in the door.

What areas do you cover?

We're based in Bemidji and work across Beltrami, Cass, Hubbard, and Clearwater counties. That includes Cass Lake, Walker, Solway, Wilton, Tenstrike, Laporte, Blackduck, and the lakes in between. Start with our Bemidji homes for sale page or browse the area pages in our menu.

Ready When You Are

Let's find your next home

Call or text any of us. You'll get a real person and a straight answer.

Tyler(218) 308-1230 Steve(218) 766-9126 Steph(218) 766-6214 Jolene(218) 556-0418
Start Searching Homes

Team Montgomery · 218 Real Estate · Bemidji, Minnesota · Licensed in Minnesota · REALTORS® · Equal Housing Opportunity

× Enlarged client review for Team Montgomery

Start Your Bemidji, Minnesota Real Estate Search.

$619,900
3 Beds ⋅ 3 Baths ⋅ 7138207 MLS
Enjoy the lake and woods from this well-kept 3 bed 3 bath home with 10-foot ceilings throughout. Savor the views of the Chippewa National Forest from the windows of your master bedroom, kitchen and living room. Appreciate the master suits large private bathroom with a walk-in double head shower and warm up with an electric fireplace. During cold winters soak in the warmth of a wood fire in the open layout of the kitchen and living area or during summer step right out to enjoy your backyard overlooking the forest. Play in the water or woods with direct access to Lake Andrusia and the Chippewa National Forest via the 1/5 shared ownership of the lake lot.

14647 Anjonabe Court SE, Bemidji

Listing courtesy of Century 21 Dickinson.

$179,000
3 Beds ⋅ 2 Baths ⋅ 7133536 MLS
Welcome to 507 Scott Ave SE! This 3 plus-bedroom, 2-bathroom home offers comfortable living space in a convenient Bemidji location. This home features a great fenced in yard, a 2-car detached garage, a new roof in 2025, and ample storage with 3 large crawl spaces upstairs. With a great combination of space, location and value, this home is ready for its next owner. Come take a look!

507 Scott Avenue SE, Bemidji

Listing courtesy of Grimes Realty.

$170,000
7134132 MLS
Gorgeous, mature, wooded acreage, nearly 14-acres with a gated access road on the east side off of Maple Beach Ct NE. Included a Morton Pole Building with electricity, class 5 & concrete apron for storage of your boats or toys. Great for hunting or hiking!

TBD Maple Beach Court NE, Bemidji

Listing courtesy of Grimes Realty.

$229,900
3 Beds ⋅ 1 Baths ⋅ 7134754 MLS
Great location for this 3-bedroom, 1-bath home with tons of character and charm! This home is super close to Cameron Park and Bemidji State University. It's directly on the bike trail and an easy walk to Diamond Point Park and all that BSU has to offer. This home features an updated kitchen and appliances, oak hardwood floors, stucco exterior, metal roof, gas fireplace and a lovely back yard with a 3-season recreational studio/porch.

2311 Birchmont Drive NE, Bemidji

Listing courtesy of Century 21 Dickinson.

$1,050,000
3 Beds ⋅ 3 Baths ⋅ 7133690 MLS
Big Lake Haven! Escape to your inviting, private retreat in the woods in this stunning 3 BR, 2.5 BA home with 450’ of lakeshore on over 4 acres! Relax by the fireplace in your stunning living room & enjoy breathtaking lake views via expansive windows & vaulted ceilings. Warm hard wood floors invite you in! The open loft space above features custom spiral staircase, triangular gable end windows, skylights, & more fabulous lake views! The views continue from your dining room & spectacular custom Maple kitchen featuring multi-level center island complete with prep sink, gleaming Cambria countertops, plenty of storage & guest seating. Kitchen boasts abundant counter space, double sink, dual drawer dishwashers, plus gorgeous tile backsplash & floors! Prepare gourmet meals on your induction cooktop while visiting as family & friends get cozy by the two-sided fireplace! Everyone gets a lake view from the spacious dining room table. Refresh in your Main bedroom suite with picturesque lake views & step into your deck hot tub. Suite includes large open glass block & tile shower, walk-in closet & hardwood floors. The Grand entry welcomes you with custom built in bench & cabinetry in your den or home office, plus handy powder room. Lower-level walkout to the lake features family/rec rooms, 2 spacious, lake-facing bedrooms, full custom bath with heated floors, & laundry room with access to the heated attached garage. Utility & large storage rooms complete this level. Amenities include whole house propane generator for immediate power when needed! Just off the dining room, find a peaceful 4 season sunroom with warming wood stove for those chilly nights. Surprise, an all-season grill room with exhaust fan for year-round BBQ. Step outside to enjoy your patio complete with built in firepit. Expansive full-length deck faces the lake for enjoyable outdoor living! This property also includes a separate heated Morton shop with 2 additional garage stalls, dedicated shop space, & indoor/outdoor dog kennels. There are 2 sheds for additional storage, plus a private fuel tank for fueling your mowers or toys. Take the stairs or drive down your road to private lakeshore & enjoy top-notch fishing, boating, swimming, kayaking or any lake recreation! Lakeside storage shed for your lake toys too! All this located just 20 minutes from Bemidji.

7002 Maple Beach Court NE, Bemidji

Listing courtesy of Grimes Realty.

$169,900
3 Beds ⋅ 1 Baths ⋅ 7134553 MLS
Welcome to this well maintained 3-bedroom, 1-bath gem offering cozy charm and thoughtful features throughout. Featuring an airy open feel with vaulted ceilings in both the kitchen and living room, this home combines original character-like a built-in living room hutch-with practical single-level convenience, including a main floor laundry. Property highlights include: hot water baseboard heat, natural gas, city sewer and water, covered porch, covered front entry, and a fenced yard. A new roof was installed on the home in 2025. Completing this delightful property is a detached garage with generous extra storage space. Realtor note: There are peekaboo views of Lake Irving from your backyard.

203 Mississippi Avenue SW, Bemidji

Listing courtesy of Century 21 Dickinson.

$359,900
3 Beds ⋅ 2 Baths ⋅ 7130745 MLS
New Construction on 3 Acres in One of Bemidji’s Newest Subdivisions! Welcome to Prairie View Ct., where modern construction meets spacious country living just minutes from everything Bemidji has to offer. This beautiful new construction 3-bedroom, 2-bath home will be built on an expansive 3-acre lot in one of Bemidji’s newest subdivisions. Designed with today’s lifestyle in mind, the home features a desirable open-concept floor plan that creates a comfortable flow between the kitchen, dining, and living areas. Enjoy your morning coffee or evening gatherings on the covered front porch, or relax and take in the peaceful surroundings from the covered back porch. The spacious 3-acre setting provides plenty of room to enjoy the outdoors while maintaining the convenience of being close to shopping, restaurants, schools, parks, and other Bemidji amenities. Located on a paved road, Prairie View Ct. offers easy year-round access and a great setting for your new home. New construction, 3 acres, paved road, covered porches, and a convenient Bemidji location—this is an opportunity to enjoy the best of both privacy and convenience. Call agent regarding upgraded options like LP Smart Siding, Marvin Windows, etc.

Lot 8 Prairie View Court SW, Bemidji

Listing courtesy of Grimes Realty.

$364,800
3 Beds ⋅ 2 Baths ⋅ 7133377 MLS
Want a little elbow room without being too far from town? This one has it all! Just under 11 acres, a 3 bedroom, 2 bath home with a great interior remodel, and just north of Bemidji. Need room for the toys? You’re covered with a detached 2-stall heated and insulated garage plus a pole shed for even more storage. And if almost 11 acres isn’t enough, the property borders state land to the south! Hunt, explore, have a garden, tinker in the garage, or just sit back and enjoy some peace and quiet. Country living, plenty of storage, state land out your back door, and Bemidji just down the road. Hard to find a property that checks this many boxes!

14257 Puposky Road NW, Bemidji

Listing courtesy of 218 Real Estate.

$388,000
3 Beds ⋅ 2 Baths ⋅ 7125636 MLS
Beautiful New Home Just Minutes from Town! Welcome to this well-designed 3-bedroom, 2-bathroom home located just west of Bemidji in a quiet, highly desirable neighborhood. The oversized 3-stall garage includes a spacious bonus room, perfect for a home office, playroom, workout space, or guest area. Inside, enjoy an open layout and a comfortable primary suite with a generous walk-in closet.

8110 Moidore Drive NW, Bemidji

Listing courtesy of Grimes Realty.

$424,800
2 Beds ⋅ 1 Baths ⋅ 7132804 MLS
Discover a truly special Mississippi River retreat offering approximately 320 feet of shoreline and over 7 acres of private, wooded land. Tucked away in a peaceful forest setting with exceptional privacy and no close neighbors, this property offers the kind of quiet waterfront experience that is increasingly hard to find. Enjoy boating and exploring the Mississippi River with water access to Lake Bemidji and Stump Lake, then return home to your own dock and pontoon lift. Wildlife is part of everyday life here, from beavers and waterfowl along the shoreline to native lady slipper orchids that emerge in the woods each year. Whether you’re relaxing on the dock, boating, fishing, kayaking, or simply enjoying the sounds of the river and surrounding forest, this property feels like a private Northwoods escape. Built in 2011, the well-maintained 2-bedroom, 1-bath home features an open floor plan, spacious kitchen, maple cabinetry and trim, wood flooring, and generous storage. Outside you’ll find a partially fenced yard, newly paved driveway, updated 2-car garage with additional flex/office space, and a newer pole barn offering excellent storage for boats, recreational vehicles, equipment, and outdoor gear. With extensive Mississippi River frontage, direct access to miles of water, tremendous privacy, and more than 7 acres to enjoy, this is much more than a home—it’s an opportunity to own a remarkable piece of Northern Minnesota waterfront.

4950 Sherman Drive NE, Bemidji

Listing courtesy of Real Broker, LLC.

$360,000
2 Beds ⋅ 2 Baths ⋅ 7130090 MLS
Rare end-unit in North Ridge Cottages featuring a sunroom, private patio, and attached double garage. Premium upgrades include a $30,000 walk-in bathtub, upgraded appliances, enhanced lighting, and an epoxy garage floor. Enjoy maintenance-free living with access to the community exercise room and party/meeting space, all conveniently located near shopping, dining, and healthcare.

1615 30th Street NW Unit 18, Bemidji

Listing courtesy of Edina Realty, Inc..

$47,500
7133054 MLS
Wonderful lot in Bemidji's newest development South Ridge Estates! Great location, quiet streets, minutes from everything Bemidji has to offer. walkout/lookout, excellent place to build your dream home on 3.69 acres. Open to all builders or ask about home package pricing, COME SEE!!

Lot 10 Prairie View Court SW, Bemidji

Listing courtesy of Grimes Realty.

$39,900
7133050 MLS
Wonderful lot in Bemidji's newest development South Ridge Estates! Great location, quiet streets, minutes from everything Bemidji has to offer. Excellent place to build your dream home on 2.6 acres. Open to all builders or ask about home package pricing, COME SEE!!

TBD Buchanan Avenue SW, Bemidji

Listing courtesy of Grimes Realty.

$179,900
3 Beds ⋅ 1 Baths ⋅ 7132819 MLS
Motivated Seller! If you haven't seen this home you are missing out! Completely remodeled 3 bed 1 bath home with a detached garage, large yard and close to Lake Bemidji. This home has a cozy main floor bedroom and main floor laundry with 2 good sized bedrooms on the upper level. There is a brand new roof and shingles on the home and new shingles on the garage. The remodeled kitchen includes new cabinets, countertops and new dishwasher. This home also has new flooring to include all new carpet, along with fresh paint, new lighting and new ceiling fans. The big yard has big possibilities ~ bring your landscaping and gardening ideas. Seller is offering an allowance for fencing ~ check with your realtor. The windows are new as well and this home is fresh and clean and ready to move in!

707 Irvine Avenue NW, Bemidji

Listing courtesy of Lake-N-Woods Realty.

$539,900
3 Beds ⋅ 3 Baths ⋅ 7132566 MLS
Northwoods Log Home on 8+ Private Acres Welcome to your picture-perfect log home retreat! This beautifully updated 3 bed, 3 bath home sits at the end of a cul-de-sac on over 8 serene acres. Enjoy fresh interior paint by Borealis Brushworks, new flooring, and a custom-built entry door. The main level features a spacious primary suite, open-concept living, laundry, and a stunning kitchen with a large island — perfect for gathering. Upstairs offers a loft, two additional bedrooms, and a full bath. Step outside to take in the sunrise, entertain on the deck or patio, and explore the peaceful wilderness. A heated, insulated 2-car garage and a massive 40x60 shop with 16’ sidewalls, full power, concrete floor, oversized door, and dual lean-tos offer incredible storage and workspace. Recent forestry mulching added hidden RV/trailer parking off the looped driveway. Private, peaceful, and move-in ready — this Northwoods gem is a must-see!

9024 Kinn Drive NE, Bemidji

Listing courtesy of 218 Real Estate.

$330,000
5 Beds ⋅ 3 Baths ⋅ 7131592 MLS
Looking for space, privacy, and room to create your own slice of country life? This freshly updated home sits on 10 beautiful acres and is ready for its next owners! Inside you'll find 5 bedrooms, 3 full bathrooms (owners suite), an open concept and one level living. Outside is where this property really shines with is large garage (room to fit all the toys), 10 gorgeous acres (with electrical fence ready for all the animals), just 15 minutes from town. With 100+ acres of state owned land right next door, this home is perfect for hunting! This property is full of homestead potential- gardens, animals, recreation, or simply enjoy the peace and quiet of country living in northern Minnesota. Book your showing today!

8624 Knappen Hill Road, Bemidji

Listing courtesy of Better Homes and Gardens Real Estate First Choice.

$388,000
3 Beds ⋅ 2 Baths ⋅ 7125613 MLS
Beautiful New Construction in a Desirable Neighborhood! Welcome to this thoughtfully designed 3-bedroom, 2-bathroom home located just west of Bemidji in a quiet, highly sought-after neighborhood. The open-concept floor plan offers comfortable everyday living and is perfect for entertaining. The oversized 3-stall garage features a spacious bonus room, providing the ideal space for a home office, playroom, fitness room, hobby area, or guest retreat. The private primary suite includes a generous walk-in closet, while quality finishes and a functional layout make this home truly move-in ready. The yard will be leveled and seeded with natural soils, and buyers have the option to add a paved driveway for an additional $7,000. Don't miss the opportunity to own this beautifully crafted new home in one of the Bemidji area's most desirable neighborhoods.

8238 Moidore Drive NW, Bemidji

Listing courtesy of Grimes Realty.

$300,000
3 Beds ⋅ 2 Baths ⋅ 7131357 MLS
New construction home featuring 3 bedrooms, 2 bathrooms, open-concept kitchen, dining, and living area. This home features a layout that is perfect for everyday living and entertaining. The spacious primary suite offers a private bathroom and walk-in closet, while two additional bedrooms provide plenty of room for family, guests, or a home office. Convenient main-floor laundry and an oversized garage add functionality and storage. Enjoy a great location close to Lake Bemidji, area trails, schools, shopping, and all that Bemidji has to offer. A great opportunity to own a brand-new home in a convenient location close to town.

617 Lake Avenue NE, Bemidji

Listing courtesy of Grimes Realty.

$298,000
3 Beds ⋅ 1 Baths ⋅ 7131580 MLS
"Classic" Northland log home of Western Red Cedar from the Pacific northwest. Spacious corner lot of 1.88 acres provides lots of privacy. Professionally landscaped by the current owners and includes a sculpture garden, enclosed oriental garden & many fruit trees and ornamentals. Lot is partially fenced and it features raised beds, pollinator gardens & a meadow. This Naturalists dream property includes abundant wildlife and birds. This is a unique and rare opportunity to purchase inside the city limits of Bemidji. Main level includes 2BR/1BA, vaulted ceilings & cozy kitchen with center island (bar stools included in the purchase). From the living room you can access the spacious deck for enjoying outside private time or use for entertaining guests. The upper level includes a spacious loft area that could be used for many purposes. The partially finished lower level features a room that could be used as another bedroom or another living space. It includes a daylight window and large closets for storage. There is also a bonus room and a huge utility/laundry room/workspace. Completing this one of a kind property is a detached 2 stall garage, circular driveway & a covered porch over the front entry way. Realtor notes. Appliances in kitchen are fairly new and the washer/dryer were purchased in 2024. Current owners have made many improvements while maintaining the original features.

718 Stoner Avenue SE, Bemidji

Listing courtesy of Century 21 Dickinson.

$630,000
7130570 MLS
LAKE BEMIDJI ONE-OF-A-KIND LOT WITH 1.9 ACRES AND 200'OF LAKESHORE with a handy west side location! Unique elevated building location would give a panoramic view of the lake with lots of front yard for recreational use. The building site would afford very nice privacy from Birchmont Drive. There is an older dilapidated house at this property that needs to be torn down. The property is being sold in "AS IS" condition. Don't go into the house. One of the sellers of this property is a licensed real estate agent in Minnesota.

TBD Birchmont Drive NE, Bemidji

Listing courtesy of Century 21 Dickinson.

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