Home Buyer Guide

Buying With Team Montgomery

Buying a home in Bemidji starts here

Buying a home is a big move, and it goes a lot smoother with local people in your corner. We're Team Montgomery, a family-run team of four REALTORS® with 218 Real Estate in Bemidji. We help buyers all across the lakes area, from first homes in town to cabins and lakeshore.

Team Montgomery, REALTORS® with 218 Real Estate in Bemidji, Minnesota

Why Buyers Work With Us

Four agents, one team, on your side

We actually know this market

We live here, work here, and watch every sale in the Bemidji area. When you ask what a house is really worth, you get an answer based on local sales data, not a guess.

A search built around you

We start by listening. Your budget, your must-haves, your timeline. Then we set up a search that fits, whether that's a starter home in town, acreage, or a place on the water.

Honest numbers before you offer

Before you write an offer, we walk you through what our opinion of the property value, as well as talk you through what it will probably sell for based on market conditions, price point, etc.

Negotiation with a steady hand

Price, repairs, closing dates, contingencies. We negotiate all of it for you and explain every option in plain language, so you're never guessing what happens next.

Lakeshore and rural know-how

Septic inspections, wells, shoreland zoning, deeded access. Buying outside city limits comes with extra steps, and we handle them every week across Beltrami, Cass, Hubbard, and Clearwater counties.

Still here after closing

Need a plumber, a plow guy, or an answer about your property taxes six months later? Call us. Our clients come back, and many send their friends and family.

How It Works

The buying process, step by step

  1. 1
    Talk with us. A quick, no-pressure conversation about what you're looking for, your budget, and your timeline. If you need a lender, we'll point you to good local options.
  2. 2
    Get pre-approved. A pre-approval letter tells you what you can spend and makes your offer stronger. It's the single best first step any buyer can take.
  3. 3
    Tour homes. We set up showings that fit your schedule and give you our honest read on every property, including the stuff photos don't show.
  4. 4
    Make a smart offer. We run the numbers on recent sales so your offer is competitive without overpaying, then we handle the negotiation.
  5. 5
    Inspections and paperwork. Home inspection, and on rural properties the septic and well checks too. We coordinate all of it and keep you posted at every step.
  6. 6
    Get the keys. We're with you through closing day, and we're a phone call away long after.

Real Clients, Real Words

What buyers say about us

Five-star client review from Sam Boyer for Team Montgomery in Bemidji, MN Five-star client review from Kathryn Larson for Team Montgomery in Bemidji, MN Five-star client review from J and J Mac for Team Montgomery in Bemidji, MN

Tap a review to read it full size.

Buyer Questions

Quick answers for Bemidji buyers

How much does it cost to work with a buyer's agent?

Agent compensation is negotiable and spelled out in a written agreement before we tour homes together. In many sales the seller agrees to cover some or all of the buyer's agent fee. We explain exactly how it works at our first meeting, in plain language, before you commit to anything.

Do you work with first-time buyers?

All the time, and we enjoy it. We walk you through every step, explain the paperwork in plain terms, and connect you with local lenders who know the loan programs that help first-time buyers, including low and zero down payment options for those who qualify.

Can you help me buy a lake home or rural property?

Yes, that's a big part of what we do. Lake and rural purchases come with extra steps like septic compliance inspections, well water testing, and shoreland zoning rules. We deal with these on a regular basis across the Bemidji lakes area and will make sure nothing gets missed.

How fast can we see a home that just hit the market?

Usually within a day, and often the same day. Our listing search updates from the MLS throughout the day, so set up an account with saved searches and you'll get alerts the moment something matching your criteria goes live. Then call or text us and we'll get you in the door.

What areas do you cover?

We're based in Bemidji and work across Beltrami, Cass, Hubbard, and Clearwater counties. That includes Cass Lake, Walker, Solway, Wilton, Tenstrike, Laporte, Blackduck, and the lakes in between. Start with our Bemidji homes for sale page or browse the area pages in our menu.

Ready When You Are

Let's find your next home

Call or text any of us. You'll get a real person and a straight answer.

Start Searching Homes
× Enlarged client review for Team Montgomery

Start Your Bemidji, Minnesota Real Estate Search.

$414,900
3 Beds 2 Baths 7107758 MLS
Welcome to your own slice of northern Minnesota paradise! Nestled on 3.56 private acres just minutes from Bemidji, this beautifully designed 2020-built home offers the perfect combination of modern comfort, thoughtful design, and peaceful country living. Step inside to an inviting open-concept floor plan featuring soaring vaulted ceilings, abundant natural light, and a cozy gas fireplace that creates a warm focal point in the living room. The spacious kitchen is designed for both everyday living and entertaining, offering ample cabinetry, generous counter space, and a large seating peninsula where family and friends naturally gather. The thoughtfully designed split-bedroom layout provides privacy for the primary suite, while the two additional bedrooms are situated on the opposite side of the home. The primary retreat features a luxurious walk-in tiled shower with dual shower heads, creating a spa-like experience, along with a well-appointed ensuite bath. Convenience continues with a dedicated laundry room located just off the kitchen and an attached, heated two-car garage. Outside, a paved driveway welcomes you home and leads to an outdoor space designed for relaxation and entertaining. Enjoy summer evenings on the expansive patio beneath the gazebo, tend to your garden, or simply take in the beauty of the mature Norway pines that cover more than half of the property, providing exceptional privacy and an authentic Up North setting. A nearly new storage shed offers plenty of room for lawn equipment, recreational gear, and additional storage. If you’ve been searching for newer construction with acreage, privacy, and a location just minutes from all the conveniences of Bemidji, this exceptional property delivers the best of both worlds. Enjoy peaceful country living without sacrificing easy access to shopping, dining, healthcare, and everything the Bemidji area has to offer.

13098 Nature Road NW, Bemidji

Listing courtesy of Grimes Realty.

$539,900
2 Beds 2 Baths 7104672 MLS
Tucked away on 11+ private acres overlooking the pristine waters of Miss Lake, this one-of-a-kind handcrafted log home offers the perfect blend of luxury, privacy, and Northwoods charm. Surrounded by nature with breathtaking lake views, this remarkable retreat is ideal as a year-round residence or an unforgettable getaway. The open-concept main level showcases soaring vaulted tongue-and-groove ceilings, massive handcrafted log beams, and a dramatic floor-to-ceiling stone fireplace that anchors the great room. Expansive windows and patio doors frame picturesque views of the lake while filling the home with natural light. The beautifully kitchen features custom cabinetry, quartz countertops, a farmhouse sink, stainless steel appliances, and an island designed for gathering. The home includes 2 bedrooms, 2 beautifully bathrooms, a spacious loft overlooking the great room, and a finished walkout lower level with an inviting family room. Step outside to enjoy the expansive wraparound deck overlooking the lake, where you’ll experience peaceful mornings, incredible views of the Northern Lights, and abundant wildlife. The natural environmental setting provides unmatched privacy while still being just a short drive from Bemidji. This exceptional property is being offered fully furnished, allowing you to move in and immediately enjoy everything this incredible Northwoods retreat has to offer. Whether you’re searching for a full-time home, luxury cabin, or private escape, opportunities like this are truly rare.

6300 Boot Lake Road SW, Bemidji

Listing courtesy of Real Broker, LLC.

$429,900
4 Beds 3 Baths 7092398 MLS
One of the largest homes in the sought-after Prairiewood development! This beautifully updated 4-bedroom, 3-bath home offers approximately 3,600 finished square feet, a heated triple attached garage, and exceptional privacy with no homes directly behind you. Inside, you'll find fresh paint, updated lighting throughout, maple cabinetry, a formal dining room, breakfast nook, and convenient main-floor laundry room just off the kitchen. The spacious primary suite features a walk-in closet, dual vanities, and a relaxing corner tub. The finished lower level is open for entertaining, featuring a natural gas fireplace, media room, wet bar, oversized fourth bedroom, additional flex space perfect for a game room, workout area, playroom, or home office, along with an abundance of storage tucked throughout the home. Outside to two south-facing decks overlooking the private backyard, plus a welcoming covered front porch that's perfect for enjoying your morning coffee or relaxing at the end of the day. Mature landscaping, an underground sprinkler system, and the backyard's direct border with Prairiewood's common grounds create a peaceful setting with no backyard neighbors. Prairiewood offers approximately six miles of groomed walking and cross-country ski trails along with 70 acres of shared open and wooded common areas. If you've been searching for space, privacy, and a home that's equally suited for entertaining and everyday living, this one checks all the boxes.

1320 Whiting Road NW Unit 39, Bemidji

Listing courtesy of 218 Real Estate.

$389,900
3 Beds 2 Baths 7102584 MLS
Welcome to 9542 Power Dam Road NE! Built in 2016 and set on 1.61 peaceful acres just minutes east of Bemidji, this beautifully maintained one level home offers the perfect blend of comfort, functionality, and privacy. With 3 bedrooms, 2 bathrooms, and 1,718 finished square feet, the open-concept layout is ideal for both everyday living and entertaining. The spacious kitchen flows seamlessly into the dining and living areas, where a cozy fireplace creates with the vaulted ceilings create the perfect gathering space. Large windows fill the home with natural light and offer relaxing views of the surrounding property. The private primary suite provides a comfortable retreat with its own large bathroom with dual vanity and large walk in shower, and large walk in closet. Bed room itself is very large with more then enough room while two additional bedrooms offer plenty of flexibility for family, guests, or a home office. Thoughtfully designed for easy one-level living, this home is as practical as it is inviting. Outside, you'll love the space to enjoy the outdoors, whether you're gardening, relaxing around a fire, or simply taking in the peaceful setting. The attached and detached garages provide an impressive four stalls, offering plenty of room for vehicles, recreational toys, a workshop, or extra storage. If you've been looking for a newer home with acreage, generous garage space, and a convenient location close to Bemidji, this property is one you won't want to miss! Call today to schedule a private showing!

9542 Power Dam Road NE, Bemidji

Listing courtesy of Coldwell Banker Crown Realtors.

$2,495,000
4 Beds 5 Baths 7088791 MLS
This custom-built home, completed in 2016, sits on a beautifully landscaped 1.3-acre lot with 114 feet of hard sand-bottom lakeshore. The property offers panoramic sunset views over the water. Mature trees, natural shade, and a peaceful setting, while a full-lot irrigation system keeps the grounds looking their best throughout the season. Professional landscaping accented with quartz rock borders and paver walkways creates a welcoming approach to both the attached and detached garages. The main garage features in-floor heat and a floor drain for year-round convenience and functionality. The detached garage offers approximately 2,000 finished square feet, providing ample space for vehicles, recreational equipment, guest accommodations, or entertainment space. Inside, the home showcases exceptional craftsmanship and high-end finishes throughout. The main-floor primary suite serves as a private retreat, featuring a soaking tub, walk-in shower, double vanity, and two separate walk-in closets. One closet has been constructed as a secure safe room with concrete walls and a steel door. Custom floor-to-ceiling cabinetry, along with granite and quartzite countertops, can be found throughout the home. Marvin Integrity windows paired with custom window treatments allow natural light to fill the living spaces while framing the stunning lake views. The exterior is finished Diamond Kote LP smart siding. There is also a Generac generator that will supply the home with power if a power outage occurs. The open-concept floor plan is ideal for both everyday living and entertaining. The spacious kitchen features stainless steel appliances, double wall ovens, a large pantry, and a breakfast bar. Adjacent dining spaces include a casual dining area as well as a separate formal dining room, both offering beautiful views of the lake. The formal living room is highlighted by a gas fireplace and expansive windows that showcase the spectacular waterfront setting. The upper level includes two spacious ensuite bedrooms, a dedicated office area which could easily be converted to a 4th bedroom, a versatile bonus room, and a large storage space, providing comfort and flexibility for family and guests alike.

5625 Lavinia Road NE, Bemidji

Listing courtesy of Edina Realty, Inc..

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