Home Buyer Guide

Buying With Team Montgomery

Buying a home in Bemidji starts here

Buying a home is a big move, and it goes a lot smoother with local people in your corner. We're Team Montgomery, a family-run team of four REALTORS® with 218 Real Estate in Bemidji. We help buyers all across the lakes area, from first homes in town to cabins and lakeshore.

Team Montgomery, REALTORS® with 218 Real Estate in Bemidji, Minnesota

Why Buyers Work With Us

Four agents, one team, on your side

We actually know this market

We live here, work here, and watch every sale in the Bemidji area. When you ask what a house is really worth, you get an answer based on local sales data, not a guess.

A search built around you

We start by listening. Your budget, your must-haves, your timeline. Then we set up a search that fits, whether that's a starter home in town, acreage, or a place on the water.

Honest numbers before you offer

Before you write an offer, we walk you through what our opinion of the property value, as well as talk you through what it will probably sell for based on market conditions, price point, etc.

Negotiation with a steady hand

Price, repairs, closing dates, contingencies. We negotiate all of it for you and explain every option in plain language, so you're never guessing what happens next.

Lakeshore and rural know-how

Septic inspections, wells, shoreland zoning, deeded access. Buying outside city limits comes with extra steps, and we handle them every week across Beltrami, Cass, Hubbard, and Clearwater counties.

Still here after closing

Need a plumber, a plow guy, or an answer about your property taxes six months later? Call us. Our clients come back, and many send their friends and family.

How It Works

The buying process, step by step

  1. 1
    Talk with us. A quick, no-pressure conversation about what you're looking for, your budget, and your timeline. If you need a lender, we'll point you to good local options.
  2. 2
    Get pre-approved. A pre-approval letter tells you what you can spend and makes your offer stronger. It's the single best first step any buyer can take.
  3. 3
    Tour homes. We set up showings that fit your schedule and give you our honest read on every property, including the stuff photos don't show.
  4. 4
    Make a smart offer. We run the numbers on recent sales so your offer is competitive without overpaying, then we handle the negotiation.
  5. 5
    Inspections and paperwork. Home inspection, and on rural properties the septic and well checks too. We coordinate all of it and keep you posted at every step.
  6. 6
    Get the keys. We're with you through closing day, and we're a phone call away long after.

Real Clients, Real Words

What buyers say about us

Five-star client review from Sam Boyer for Team Montgomery in Bemidji, MN Five-star client review from Kathryn Larson for Team Montgomery in Bemidji, MN Five-star client review from J and J Mac for Team Montgomery in Bemidji, MN

Tap a review to read it full size.

Buyer Questions

Quick answers for Bemidji buyers

How much does it cost to work with a buyer's agent?

Agent compensation is negotiable and spelled out in a written agreement before we tour homes together. In many sales the seller agrees to cover some or all of the buyer's agent fee. We explain exactly how it works at our first meeting, in plain language, before you commit to anything.

Do you work with first-time buyers?

All the time, and we enjoy it. We walk you through every step, explain the paperwork in plain terms, and connect you with local lenders who know the loan programs that help first-time buyers, including low and zero down payment options for those who qualify.

Can you help me buy a lake home or rural property?

Yes, that's a big part of what we do. Lake and rural purchases come with extra steps like septic compliance inspections, well water testing, and shoreland zoning rules. We deal with these on a regular basis across the Bemidji lakes area and will make sure nothing gets missed.

How fast can we see a home that just hit the market?

Usually within a day, and often the same day. Our listing search updates from the MLS throughout the day, so set up an account with saved searches and you'll get alerts the moment something matching your criteria goes live. Then call or text us and we'll get you in the door.

What areas do you cover?

We're based in Bemidji and work across Beltrami, Cass, Hubbard, and Clearwater counties. That includes Cass Lake, Walker, Solway, Wilton, Tenstrike, Laporte, Blackduck, and the lakes in between. Start with our Bemidji homes for sale page or browse the area pages in our menu.

Ready When You Are

Let's find your next home

Call or text any of us. You'll get a real person and a straight answer.

Start Searching Homes
× Enlarged client review for Team Montgomery

Start Your Bemidji, Minnesota Real Estate Search.

$439,900
3 Beds 2 Baths 7118342 MLS
Welcome to the desirable Saint Onge neighborhood on Bemidji's east side, where custom craftsmanship, comfort, and convenience come together. Built in 2016, this beautifully designed 3-bedroom, 2-bath home offers approximately 2,000 square feet of thoughtfully planned living space just minutes from town while bordering the natural beauty of the Paul Bunyan Trail and the edge of the city limits. Step through the oversized foyer—perfect for welcoming guests and those classic Minnesota goodbyes—and into the impressive open-concept living area featuring 9-foot ceilings, a soaring vaulted ceiling, abundant natural light, and a warm natural gas fireplace. The spacious kitchen is designed for both everyday living and entertaining, showcasing custom maple cabinetry, HDX countertops, newer stainless steel appliances, custom tile accents, and an adjoining formal dining area. Need a dedicated workspace? A private office with elegant French doors provides the perfect setting for working from home, studying, or managing daily tasks. The spacious primary suite is a relaxing retreat featuring a large walk-in closet, a luxurious soaking tub beneath a rain-glass privacy window, and the convenience of an adjoining laundry room. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the oversized 1,000-square-foot heated garage, complete with professionally finished flooring and plumbed hot and cold water. Quality finishes continue throughout the home with luxury vinyl plank flooring, custom tile work, and carefully selected details that create a move-in-ready experience. Step outside to enjoy the beautifully designed outdoor living space featuring a lighted patio, cozy fire ring, and an additional storage shed. Whether you're entertaining friends, enjoying quiet evenings, or watching the abundant local wildlife, this property offers the perfect balance of privacy and accessibility. Located in one of Bemidji's most sought-after neighborhoods, this exceptional home combines modern amenities, quality construction, and direct access to outdoor recreation, making it an outstanding place to call home.

3308 Saint Onge Drive NE, Bemidji

Listing courtesy of Andy Williams Realty Group, LLC.

$549,900
4 Beds 3 Baths 7117700 MLS
Discover your own slice of northern Minnesota paradise with this stunning 4-bedroom, 3-bath country home set on 20 breathtaking acres overlooking Dehart Lake. Perfectly positioned for privacy and outdoor living, this property borders both state and county land—giving you direct access to endless trails, wildlife, and year-round recreation right out your back door. Step inside to find a warm and inviting interior highlighted by a dramatic two-story fireplace and beautiful hardwood floors. The home features thoughtfully updated bathrooms and spacious living areas designed for both comfort and entertaining. Outside, the amenities truly shine. Relax on the expansive front porch and take in the peaceful surroundings, or enjoy summer days by the pool complete with generous decking. Unwind in the hot tub under the stars after a day of exploring your own private trail system that winds throughout the acreage. Seller has recently added an apple orchard so you can enjoy the "fruits" of his labor!! For hobbyists, storage, or business needs, the impressive 1,800 sq ft heated and insulated pole building offers incredible flexibility. Additional outbuildings provide even more space for equipment, toys, or livestock. Whether you're seeking a serene retreat, a recreational haven, or a full-time residence immersed in nature, this property delivers everything you could want for embracing the northern Minnesota lifestyle.

43522 US 71, Bemidji

Listing courtesy of Real Broker, LLC.

$499,900
3 Beds 3 Baths 7117696 MLS
Stunning New Construction on 2.51 Acres Along the Kabekona River! Experience the beauty of Northern Minnesota from this exceptional new construction home nestled on a beautifully wooded 2.51-acre parcel with the scenic Kabekona River meandering through the property. Designated as a premier trout stream, the Kabekona River offers outstanding fishing opportunities, abundant wildlife, and breathtaking natural beauty right outside your door. Ideally situated between Bemidji and Walker, this prime location provides easy access to outdoor recreation, area lakes, and the renowned Itasca State Park, making it the perfect base for enjoying everything the Northwoods has to offer. Built with superior craftsmanship and high-quality materials throughout, this thoughtfully designed home features convenient main-floor living. The spacious primary suite includes a private bath, while the main level also offers a laundry room, half bath, pantry, and an inviting open-concept kitchen, dining, and living area. Large windows capture the beauty of the surrounding woods, and the wraparound deck provides the perfect place to relax and take in the peaceful river views. The walkout lower level offers two additional bedrooms, a full bath, and a generous family room with an oversized sliding glass door leading to a beautiful stamped concrete patio—ideal for entertaining or simply enjoying the tranquil setting. Car enthusiasts, hobbyists, and outdoor recreation lovers will appreciate the phenomenal three-stall garage, featuring excellent natural light from large windows and ample space for vehicles, boats, gear, and more. This remarkable property combines modern comfort, exceptional quality, and an unbeatable natural setting. Whether you're looking for a year-round residence or a Northern Minnesota retreat, this home truly has it all.

39332 Orchid Trail, Bemidji

Listing courtesy of Real Broker, LLC.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.