Home Buyer Guide

Buying With Team Montgomery

Buying a home in Bemidji starts here

Buying a home is a big move, and it goes a lot smoother with local people in your corner. We're Team Montgomery, a family-run team of four REALTORS® with 218 Real Estate in Bemidji. We help buyers all across the lakes area, from first homes in town to cabins and lakeshore.

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Team Montgomery, REALTORS® with 218 Real Estate in Bemidji, Minnesota

Why Buyers Work With Us

Four agents, one team, on your side

We actually know this market

We live here, work here, and watch every sale in the Bemidji area. When you ask what a house is really worth, you get an answer based on local sales data, not a guess.

A search built around you

We start by listening. Your budget, your must-haves, your timeline. Then we set up a search that fits, whether that's a starter home in town, acreage, or a place on the water.

Honest numbers before you offer

Before you write an offer, we walk you through what our opinion of the property value, as well as talk you through what it will probably sell for based on market conditions, price point, etc.

Negotiation with a steady hand

Price, repairs, closing dates, contingencies. We negotiate all of it for you and explain every option in plain language, so you're never guessing what happens next.

Lakeshore and rural know-how

Septic inspections, wells, shoreland zoning, deeded access. Buying outside city limits comes with extra steps, and we handle them every week across Beltrami, Cass, Hubbard, and Clearwater counties.

Still here after closing

Need a plumber, a plow guy, or an answer about your property taxes six months later? Call us. Our clients come back, and many send their friends and family.

How It Works

The buying process, step by step

  1. 1
    Talk with us. A quick, no-pressure conversation about what you're looking for, your budget, and your timeline. If you need a lender, we'll point you to good local options.
  2. 2
    Get pre-approved. A pre-approval letter tells you what you can spend and makes your offer stronger. It's the single best first step any buyer can take.
  3. 3
    Tour homes. We set up showings that fit your schedule and give you our honest read on every property, including the stuff photos don't show.
  4. 4
    Make a smart offer. We run the numbers on recent sales so your offer is competitive without overpaying, then we handle the negotiation.
  5. 5
    Inspections and paperwork. Home inspection, and on rural properties the septic and well checks too. We coordinate all of it and keep you posted at every step.
  6. 6
    Get the keys. We're with you through closing day, and we're a phone call away long after.

Real Clients, Real Words

What buyers say about us

Five-star client review from Sam Boyer for Team Montgomery in Bemidji, MN Five-star client review from Kathryn Larson for Team Montgomery in Bemidji, MN Five-star client review from J and J Mac for Team Montgomery in Bemidji, MN

Tap a review to read it full size.

Buyer Questions

Quick answers for Bemidji buyers

How much does it cost to work with a buyer's agent?

Agent compensation is negotiable and spelled out in a written agreement before we tour homes together. In many sales the seller agrees to cover some or all of the buyer's agent fee. We explain exactly how it works at our first meeting, in plain language, before you commit to anything.

Do you work with first-time buyers?

All the time, and we enjoy it. We walk you through every step, explain the paperwork in plain terms, and connect you with local lenders who know the loan programs that help first-time buyers, including low and zero down payment options for those who qualify.

Can you help me buy a lake home or rural property?

Yes, that's a big part of what we do. Lake and rural purchases come with extra steps like septic compliance inspections, well water testing, and shoreland zoning rules. We deal with these on a regular basis across the Bemidji lakes area and will make sure nothing gets missed.

How fast can we see a home that just hit the market?

Usually within a day, and often the same day. Our listing search updates from the MLS throughout the day, so set up an account with saved searches and you'll get alerts the moment something matching your criteria goes live. Then call or text us and we'll get you in the door.

What areas do you cover?

We're based in Bemidji and work across Beltrami, Cass, Hubbard, and Clearwater counties. That includes Cass Lake, Walker, Solway, Wilton, Tenstrike, Laporte, Blackduck, and the lakes in between. Start with our Bemidji homes for sale page or browse the area pages in our menu.

Ready When You Are

Let's find your next home

Call or text any of us. You'll get a real person and a straight answer.

Tyler(218) 308-1230 Steve(218) 766-9126 Steph(218) 766-6214 Jolene(218) 556-0418
Start Searching Homes

Team Montgomery · 218 Real Estate · Bemidji, Minnesota · Licensed in Minnesota · REALTORS® · Equal Housing Opportunity

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Start Your Bemidji, Minnesota Real Estate Search.

$50,000
7078132 MLS
Stunning wooded building lot in newer Northern Township subdivision. Heavily wooded lot with paved road and underground utilities. Lot includes many tree species including oak, birch & aspen. This lot offers both privacy and convenience to town. Covenants apply and adjacent lot available.

L18B1 Acorn Ridge Road NW, Bemidji

Listing courtesy of Century 21 Dickinson.

$50,000
7078023 MLS
Stunning wooded building lot in newer Northern Township subdivision. Heavily wooded lot with paved road and underground utilities. Lot includes many tree species including oak, birch & aspen. This lot offers both privacy and convenience to town. Covenants apply and adjacent lot available.

L17B1 Acorn Ridge Road NW, Bemidji

Listing courtesy of Century 21 Dickinson.

$399,900
3 Beds ⋅ 2 Baths ⋅ 7077723 MLS
One-level 3-bedroom, 2-bath home on Big Turtle Lake with an open great room, private primary suite, and multiple heat sources. Detached 30x40 insulated, heated shop with 12-foot sidewalls and 10-foot doors. Situated on over 4 acres with approximately 750 feet of lakeshore, plus a 10x10 tongue-and-groove addition with built-in storage and a permanent dock for easy access to Big Turtle Lake and its connected chain of lakes. Enjoy sunrises and sunsets from your deck off the dining area and relax into lake life!

1735 Arborvitae Lane NE, Bemidji

Listing courtesy of Realty Experts, LLC.

$1,925,000
5 Beds ⋅ 4 Baths ⋅ 7075667 MLS
Rarely does the opportunity arise to own a custom-built executive lake home of this caliber. Built in 2023 by Zetah Construction, this unforgettable Lake Bemidji residence offers sandy shoreline, breathtaking sunset views, sparkling city lights, and even the occasional Northern Lights display. With over 6,500 square feet, this home features 5 bedrooms, 4 bathrooms, and an unfinished lower level designed for future expansion. From the moment you enter, a dramatic floating staircase and stunning lake views set the tone for the exceptional craftsmanship found throughout. Soaring 10-foot ceilings and a vaulted great room showcase floor-to-ceiling windows that frame the beauty of the lake beyond. Designed for both everyday living and entertaining, the gourmet kitchen offers premium upgraded appliances, quartz countertops, custom cabinetry, built-ins, and an impressive butler's pantry. The adjacent dining area opens to a covered lakeside patio, creating the perfect setting for summer gatherings. The main-level primary suite provides a private, spa-like retreat complete with spectacular lake views, dual vanities, a soaking tub, walk-in shower, spacious walk-in closet, and attached laundry. Upstairs, you'll find an additional family room, a private ensuite bedroom, and two additional bedrooms connected by a Jack-and-Jill bathroom. The lower level is equipped with in-floor heat and offers endless possibilities for additional living space, recreation, wellness amenities, or storage. Direct access to the oversized heated triple garage adds both convenience and functionality. Whether you're seeking a year-round residence or an extraordinary lake retreat, this remarkable property seamlessly blends modern architecture, luxury finishes, and timeless lakefront living.

4621 Waville Road NE, Bemidji

Listing courtesy of RE/MAX Results - Nisswa.

$384,500
1 Beds ⋅ 1 Baths ⋅ 7075393 MLS
Tucked along the shores of beautiful Lake Movil at Wildwood Resort Co-op, this charming year-round resort cabin is the perfect lakeside escape. Enjoy breathtaking sunset views from a setting that feels almost right on the water, complete with your very own private dock for effortless days on the lake. Inside, the cabin has been completely remodeled with luxury tile flooring, updated cabinetry, and modern appliances that blend comfort with style. The maintenance-free exterior means more time spent enjoying lake life and less time worrying about upkeep. A cozy and adorable bedroom loft adds character and charm, creating the perfect retreat for guests or extra sleeping space. Whether you’re searching for a weekend getaway, summer headquarters, or a peaceful year-round retreat, this move-in ready cabin delivers the classic lake experience with tasteful modern updates in one of the area’s most loved cooperative communities. Owners enjoy a share of approximately 18 acres of common ground and nearly a quarter mile of shoreline with a total monthly expense of $250 that includes real estate taxes, grounds maintenance, snow plowing, water, sewer, and trash. Sale can include furnishings.

2404 Lodge Road NE, Bemidji

Listing courtesy of Rogue Real Estate Co..

$399,900
3 Beds ⋅ 2 Baths ⋅ 7072180 MLS
Experience elevated living on Birchmont Drive with this beautifully renovated 3-bedroom, 2-bath tri-level home featuring stunning views of Lake Bemidji. Thoughtfully updated throughout, this home blends modern comfort with warm architectural character. Step inside to soaring vaulted ceilings accented by rustic wood beams, a cozy wood-burning fireplace, and an open-concept kitchen, dining, and living area designed for both everyday living and entertaining. The spacious main-level family room offers incredible flexibility and is perfectly set up for movie nights or game days with a pull-down projection screen and projector included. Outdoor living shines with multiple spaces to relax and entertain, including a welcoming front deck with lake views, a private back deck overlooking an amazing backyard, and an additional patio area ideal for summer evenings. Located on sought-after Birchmont Drive, this move-in ready home offers style, functionality, all in one exceptional property.

3419 Birchmont Drive NE, Bemidji

Listing courtesy of Real Broker, LLC.

$6,000,000
7073576 MLS
Prime 86.22 acre commercial development opportunity with exceptional visibility and direct access to both Highway 71 and Highway 2. This strategically located property offers multiple parcels with water and electric available, making it ideal for a wide range of development opportunities. Zoned B1 Low Density Commercial, permitted uses include convenience retail, professional offices, and service-based businesses, while the location and size also create strong potential for residential, hotel, multifamily, data center, etc! High traffic visibility, excellent accessibility, and flexible development potential make this a rare investment opportunity in a growing corridor.

223 Convenience Lane SE, Bemidji

Listing courtesy of eXp Realty.

$159,900
4 Beds ⋅ 1 Baths ⋅ 7070800 MLS
2 story 4 bedroom home with a large fenced back yard centrally located in Bemidji. This home has a newer natural gas furnace, new water heater, new back door, new dishwasher and almost all of the windows have been replaced. The full bath and 2 bedrooms are on the main level and 2 bedrooms upstairs. Main floor has nice high ceilings and the front room and living room have original stained glass windows. The unfinished basement has possibilities! This property has a covered front porch and it's own driveway in addition to street parking. This might be just the place for you!

913 Mississippi Avenue NW, Bemidji

Listing courtesy of Lake-N-Woods Realty.

$29,000
7070754 MLS
Affordably priced building lots in Bemidji's Industrial Park shovel ready for your ideas! Multiple lots available from .67-3.7 acres and multiple lots are adjacent to each other if you need additional space. The owner of these lots is the Bemidji Development Corporation. There are certain restrictions that do apply. See the website. The lots must be built on within one year. These lots cannot be used residentially. City water, sewer, natural gas, and communication utilities are available in the street. No special assessments.

TBD Cram Avenue SE, Bemidji

Listing courtesy of Century 21 Dickinson.

$199,000
4 Beds ⋅ 3 Baths ⋅ 7068991 MLS
Investment opportunity in a convenient in-town location! Situated on a corner lot with quick access to BSU, dining, entertainment, shopping, and parks, this well-maintained triplex offers strong income potential in a high-demand rental market. The property features two 1-bedroom units and one 2-bedroom unit, all currently leased with a solid rental history in place. Recent improvements include new carpet and paint in Units 1 and 3, a new refrigerator in Unit 1, new ceiling tiles in Unit 3, updated electrical throughout, new decking, and major exterior upgrades including a new boiler, soffits, fascia, and gutters. With reliable rental income, extensive updates, and a location that consistently attracts tenants, this property presents an excellent opportunity to expand your investment portfolio.

1101 Bemidji Avenue N, Bemidji

Listing courtesy of Grimes Realty.

$215,000
1 Beds ⋅ 1 Baths ⋅ 7068350 MLS
Welcome to Bemidji's premier condominium development, The Bixby, on the South Shore of Lake Bemidji offering secure indoor parking, two elevators, triple pane windows, soundproof insulation, and private balcony. Quartz countertops and Onyx Shower system. The Association fee will include natural gas, water, sewer and refuse. The Viking floor plan has 1 bedroom 1 bath with 839 sf of comfortable living space. Condo 201 is located on the second floor with south facing views. The location of The Bixby is perfect for those desiring a simple lifestyle. Make it your year long home or summer home. Bemidji has much to offer. The Bixby is next to a public beach, along the biking/ walking trail, a short walk to restaurants, shops and beautiful downtown. There is an outside patio for residents to share. Call for your private tour today. An affordable price for easy living! Motivated seller!

715 Lake Shore Drive NE Unit 201, Bemidji

Listing courtesy of Better Homes and Gardens Real Estate First Choice.

$229,750
7062686 MLS
Opportunities like this are getting harder to find. With high visibility and commercial potential and approximately 330 feet of frontage along Hwy 71 easy access, and serious potential for both residential and possible commercial use. At the heart of the property is a 32x50 shop featuring 12’ overhead doors, a full concrete floor, and plumbing already in place for in-floor heat. This building is ready to serve a wide range of uses, whether you're looking for a business location, storage, workspace, or expansion potential. A variance could be granted with a land use permit for commercial use, opening the door to a variety of possibilities. Buyers are encouraged to verify specific use cases with the township and county, the groundwork has already been laid for someone to take advantage of the location and exposure. The property is accessed via a shared driveway and currently has power connected to the shop, which will need to be separated from the original residence. A clean slate for future configuration. Whether you’re an entrepreneur looking for a high-traffic location, a contractor needing space and exposure, or an investor seeking a versatile property with upside, this opportunity to secure frontage, infrastructure, and flexibility in one package.

TBD Hwy 71 South, Bemidji

Listing courtesy of 218 Real Estate.

$299,000
2 Beds ⋅ 2 Baths ⋅ 7067143 MLS
Easy living in this nicely cared for manufactured home in Crosby's Birchwood Estates on Lake Andrusia. This 2-bed, 2-bath home sits on a double lot, with a screened-in porch and a double detached garage. Enjoy all the amenities without the work, association fees cover beach access, recreation facility access, sanitation, and snow removal in the winter. Don't miss out on this slice of paradise!

1707 Crosby Court SE Unit 4, Bemidji

Listing courtesy of Grimes Realty.

$619,900
2 Beds ⋅ 2 Baths ⋅ 7064907 MLS
Experience the best of lake living with this stunning Long Lake property, offering 8.18 private acres and an impressive 346 feet of level shoreline on a beautiful 697-acre lake. Just 20 minutes from Bemidji, this home combines peaceful seclusion with convenient access to town. The outdoor setting is designed for relaxation and entertaining, featuring multiple paver patio spaces—including a screened-in area with 4’X8’ granite table on a custom made powder coated steel base perfect for enjoying evenings by the water. The property also includes a storage shed, durable metal siding, and breathtaking lake views in a truly private setting. Inside, the home showcases a custom kitchen with maple cabinetry, a large center island, breakfast bar, and abundant storage. A dedicated dining area flows into a spacious sunroom overlooking the lake, creating the perfect gathering space. The main level also offers a cozy living room with a gas fireplace, a separate family room with built-in shelving, main level laundry, and a mudroom for added convenience. Unwind in the luxurious main level bathroom featuring a sauna and Jacuzzi tub. Upstairs, you’ll find a generous primary bedroom with a massive walk-in closet, a second bedroom with ample sleeping space, and a beautifully remodeled full bathroom (2024). Additional highlights include a two-stall insulated and heated garage and a new in 2024 2 unit mini-split AC heat pump system for year-round comfort. This is a rare opportunity to own a private lakeside retreat with space, comfort, and incredible views—perfect as a year-round home or getaway.

20010 Reed Court NW, Bemidji

Listing courtesy of Edina Realty, Inc..

$239,000
7065313 MLS
Nestled on 20 heavily wooded acres, this property offers the ideal blend of privacy, convenience, and opportunity. A prime building site is already in place, making it easy to bring your dream home to life. With well, septic, and electric already connected, much of the groundwork has been done for you. The north end of the property borders state land, providing added seclusion and direct access to nature—perfect for hunting, exploring, or simply enjoying the peaceful surroundings. A trailer on-site offers immediate usability, whether as a place to stay while you build or as a comfortable hunting cabin getaway. Located just 10 minutes from Bemidji and only 4 minutes from Greenwood Golf Course, you’ll enjoy the convenience of nearby amenities while still feeling worlds away. Whether you're looking to build, hunt, or invest, this property is a rare opportunity to create your own private retreat in a highly desirable location.

13217 Beaver Road NE, Bemidji

Listing courtesy of Coldwell Banker Realty.

$274,000
3 Beds ⋅ 2 Baths ⋅ 7063701 MLS
Easy year-round lake living on the Cass Chain of Lakes! This large modern double wide is in excellent move-in condition. Crosby Court is your affordable gateway to Andrusia and the more than 27,000 acre Cass Lake Chain. Accessible swimming beach - great sand, marina slip, fish cleaning house, workshop and community room! Unit has oversized single car garage and raised garden beds. Ramp and wide hallways and no interior steps makes an easily accessible unit. Private back lot is desirable and quiet.

1707 Crosby Court SE Unit 21, Bemidji

Listing courtesy of Century 21 Dickinson.

$299,900
7063238 MLS
Beautiful wooded lot with 110' of frontage on highly desirable lake Plantagenet! 2.31 acres with a nice mix of mature tree species. Lots of big Norway pines. There is an unfinished 14'x24' cabin with Douglas Fir flooring on the site. The cabin was built around 1960 and has had some recent updates like roofing and some windows. About 8 years ago a previous owner had a well drilled, septic system (3BR) installed and power run in to the site. Enjoy awesome sunrise views from the elevated bluff overlooking the lake. Seller is now living in the cabin so showings must be scheduled with a real estate agent.

50126 County 29, Bemidji

Listing courtesy of Headwaters Realty Services LLC.

$319,000
5 Beds ⋅ 5 Baths ⋅ 7059643 MLS
Charming Lake Boulevard Home Now For Sale! Once operated as a bed and breakfast, this spacious 4+ bedroom, 4.5-bath home is filled with character and offers a warm, inviting flow throughout. Expansive entertaining areas are perfectly balanced with more intimate spaces, creating a home that’s ideal for both gatherings and everyday living. Enjoy beautiful views of Lake Bemidji right from the home, along with convenient access to Bemidji’s bike trail and downtown amenities. Additional features include main-floor laundry, an attached two-stall garage, and a versatile bonus/entertaining space above the garage. This classic property is truly a must-see!

609 Lake Boulevard NE, Bemidji

Listing courtesy of Grimes Realty.

$255,000
7057757 MLS
Opportunity for picturesque acreage (zoned R-2) on Bakkum Lake just minutes from town. Approximately 35 acres of high, rolling meadow. Perfect setting for building your dream home or as a development investment. Raw land with paved road access. Near Lake Bemidji State Park, Bemidji Town & Country Club, Movil Maze Recreation Area. Fishing, hunting, boating, cross country skiing, mountain biking, jogging/walking trails nearby. Five miles to medical facilities, restaurants and shopping and all the Bemidji area has to offer.

TBD Bakkum Road NE, Bemidji

Listing courtesy of Crystal Lakes Real Estate.

$39,900
7057179 MLS
Welcome to Bemidji's newest development, Mountain View Meadows Community. Buildable cleared lots are available on Moonlight Lane. This lot has been cleared and ready to build your dream home. Mountain View is connected to natural gas, city water and sewer. There are plans for a city park to be built. Sidewalks are in for an evening stroll. Bike trails nearby. Just outside your door you will find the true meaning of community so make the move to Bemidji where you will have access to music, arts, sports, theaters, parks, fishing, skating, skiing, hiking and biking. The Developer is also a builder with many floor plans to choose from. Call for more information and a tour today!

TBD Moonlight Lot 3 Lane SW, Bemidji

Listing courtesy of Better Homes and Gardens Real Estate First Choice.

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